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First Dakota National Bank

Yankton, SD · Est. 1872 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

First Dakota National Bank is a bank based in Yankton, South Dakota, established in 1872, with $3.3 billion in total assets across 17 branches. By Trust Grade it ranks 29th of 56 banks we track in South Dakota. Its capital ratio of 9.7% trails most similarly sized banks (38th percentile), versus a South Dakota median of 10.4%. It was profitable over the most recent period, with a 1.49% return on assets. No consumer complaints against First Dakota National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$3.3B
$1B–10B institution
Deposits
$3.0B
Branches
17
Capital ratio
9.7%
Bottom 38% of $1B–10B peers · South Dakota median 10.4%
Return on assets
1.5%
Top 30% of $1B–10B peers · South Dakota median 1.32%
Rank in South Dakota
#29
of 56 banks

How First Dakota National Bank compares to South Dakota peers

Capital ratio
Bottom 38% of $1B–10B peers
First Dakota
9.7%
South Dakota median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 30% of $1B–10B peers
First Dakota
1.5%
South Dakota median
1.3%
Higher ROA = more profitable relative to asset base

How we graded First Dakota National Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (9.7% capital ratio)
  • Strongly profitable (ROA 1.49%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Dakota National Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (17)

  • 201 N Courtland St, Chamberlain, SD 57325
  • 200 S Main St, Kimball, SD 57355
  • 500 E Norway Ave, Mitchell, SD 57301
  • 2105 Broadway Ave, Yankton, SD 57078
  • 1110 E Cherry St, Vermillion, SD 57069
  • 301 N Main St, Salem, SD 57058
  • 225 Cedar St, Yankton, SD 57078
  • 10 High Ave Southwest, Wagner, SD 57380
  • 113 W. Main Street, Parkston, SD 57366
  • 1712 N Main St, Mitchell, SD 57301
  • 101 N Main Ave, Sioux Falls, SD 57104
  • 2400 S Louise Ave, Sioux Falls, SD 57106
  • 1208 W Cedar St, Beresford, SD 57004
  • 301 E Sioux Ave, Pierre, SD 57501
  • 117 W Main St, Elk Point, SD 57025
  • 6100 E Silver Maple Cir, Sioux Falls, SD 57110
  • 6109 S Old Village Pl, Sioux Falls, SD 57108

Are deposits at First Dakota National Bank insured?

Yes. First Dakota National Bank is an FDIC-insured bank (FDIC certificate #4028). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Dakota National Bank: frequently asked questions

Is First Dakota National Bank a good bank?

First Dakota National Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.7% capital ratio); Strongly profitable (ROA 1.49%).

Is First Dakota National Bank FDIC-insured?

Yes. First Dakota National Bank is a FDIC-insured bank (FDIC certificate #4028). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First Dakota National Bank?

First Dakota National Bank holds $3.3 billion in total assets, ranking 29th of 56 banks we track in South Dakota. It operates 17 branches.

Does First Dakota National Bank have CFPB complaints?

No CFPB complaints against First Dakota National Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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