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Pathward, National Association

Sioux Falls, SD · Est. 1954 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Pathward, National Association is a bank based in Sioux Falls, South Dakota, established in 1954, with $7.1 billion in total assets across 1 branch. By Trust Grade it ranks 14th of 56 banks we track in South Dakota. Its capital ratio of 12.4% is stronger than 81% of similarly sized banks, versus a South Dakota median of 10.4%. It was profitable over the most recent period, with a 4.00% return on assets. No consumer complaints against Pathward, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$7.1B
$1B–10B institution
Deposits
$5.9B
Branches
1
Capital ratio
12.4%
Top 19% of $1B–10B peers · South Dakota median 10.4%
Return on assets
4.0%
Top 2% of $1B–10B peers · South Dakota median 1.32%
Rank in South Dakota
#14
of 56 banks

How Pathward, National Association compares to South Dakota peers

Capital ratio
Top 19% of $1B–10B peers
Pathward, National
12.4%
South Dakota median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 2% of $1B–10B peers
Pathward, National
4.0%
South Dakota median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Pathward, National Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (12.4% capital ratio)
  • Strongly profitable (ROA 4.00%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Pathward, National Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 5501 S Broadband Ln, Sioux Falls, SD 57108

Are deposits at Pathward, National Association insured?

Yes. Pathward, National Association is an FDIC-insured bank (FDIC certificate #30776). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Pathward, National Association: frequently asked questions

Is Pathward, National Association a good bank?

Pathward, National Association earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.4% capital ratio); Strongly profitable (ROA 4.00%).

Is Pathward, National Association FDIC-insured?

Yes. Pathward, National Association is a FDIC-insured bank (FDIC certificate #30776). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Pathward, National Association?

Pathward, National Association holds $7.1 billion in total assets, ranking 14th of 56 banks we track in South Dakota. It operates 1 branch.

Does Pathward, National Association have CFPB complaints?

No CFPB complaints against Pathward, National Association appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

First Bank & Trust
bank · Brookings, SD · $4.9B assets
Dacotah Bank
bank · Aberdeen, SD · $4.9B assets
The Bancorp Bank, National Association
bank · Sioux Falls, SD · $9.9B assets
First Premier Bank
bank · Sioux Falls, SD · $3.6B assets
First Dakota National Bank
bank · Yankton, SD · $3.3B assets
Sunrise Banks, National Association
bank · Sioux Falls, SD · $2.7B assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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