Blue Ridge Bank is a bank based in Walhalla, South Carolina, established in 1957, with $195 million in total assets across 6 branches. By Trust Grade it ranks 37th of 44 banks we track in South Carolina. Its capital ratio of 8.5% trails most similarly sized banks (21th percentile), versus a South Carolina median of 9.8%. It was profitable over the most recent period, with a 0.47% return on assets. No consumer complaints against Blue Ridge Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Blue Ridge Bank compares to South Carolina peers
How we graded Blue Ridge Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (8.5% capital ratio)
- Profitable (ROA 0.47%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Blue Ridge Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 100 E Main St, Walhalla, SC 29691
- 100 N John St, Walhalla, SC 29691
- 118 Bountyland Rd, Seneca, SC 29672
- 200 W Windsor St, Westminster, SC 29693
- 1053 S Pendleton St, Easley, SC 29642
- 628 Ann Street, Pickens, SC 29671
Are deposits at Blue Ridge Bank insured?
Yes. Blue Ridge Bank is an FDIC-insured bank (FDIC certificate #17773). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Blue Ridge Bank: frequently asked questions
Is Blue Ridge Bank a good bank?
Blue Ridge Bank earns a Bankzia Trust Grade of B (88/100, "Strong"), based on a financial-strength score of 88/100 (it has no CFPB complaints on record). Well-capitalized (8.5% capital ratio); Profitable (ROA 0.47%).
Is Blue Ridge Bank FDIC-insured?
Yes. Blue Ridge Bank is a FDIC-insured bank (FDIC certificate #17773). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Blue Ridge Bank?
Blue Ridge Bank holds $195 million in total assets, ranking 37th of 44 banks we track in South Carolina. It operates 6 branches.
Does Blue Ridge Bank have CFPB complaints?
No CFPB complaints against Blue Ridge Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
