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Cbl State Savings Bank

Greer, SC · Est. 1907 · Website ↗
A
Trust Grade
Excellent
Score: 91/100

Cbl State Savings Bank is a bank based in Greer, South Carolina, established in 1907, with $188 million in total assets across 2 branches. By Trust Grade it ranks 33rd of 44 banks we track in South Carolina. Its capital ratio of 15.5% is stronger than 91% of similarly sized banks, versus a South Carolina median of 9.8%. It was profitable over the most recent period, with a 0.16% return on assets. No consumer complaints against Cbl State Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$188.4M
$100M–1B institution
Deposits
$122.8M
Branches
2
Capital ratio
15.5%
Top 9% of $100M–1B peers · South Carolina median 9.8%
Return on assets
0.2%
Bottom 6% of $100M–1B peers · South Carolina median 1.1%
Rank in South Carolina
#33
of 44 banks

How Cbl State Savings Bank compares to South Carolina peers

Capital ratio
Top 9% of $100M–1B peers
Cbl State
15.5%
South Carolina median
9.8%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 6% of $100M–1B peers
Cbl State
0.2%
South Carolina median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Cbl State Savings Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Strongly capitalized (15.5% capital ratio)
  • Profitable (ROA 0.16%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Cbl State Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 229 Trade St, Greer, SC 29651
  • 1401 E Rutherford St, Landrum, SC 29356

Are deposits at Cbl State Savings Bank insured?

Yes. Cbl State Savings Bank is an FDIC-insured bank (FDIC certificate #31900). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Cbl State Savings Bank: frequently asked questions

Is Cbl State Savings Bank a good bank?

Cbl State Savings Bank earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (15.5% capital ratio); Profitable (ROA 0.16%).

Is Cbl State Savings Bank FDIC-insured?

Yes. Cbl State Savings Bank is a FDIC-insured bank (FDIC certificate #31900). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Cbl State Savings Bank?

Cbl State Savings Bank holds $188 million in total assets, ranking 33rd of 44 banks we track in South Carolina. It operates 2 branches.

Does Cbl State Savings Bank have CFPB complaints?

No CFPB complaints against Cbl State Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Spratt Savings Bank
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Abbeville First Bank, Ssb
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Pickens Savings And Loan Association, Fa
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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