Oconee Federal Savings And Loan Association is a bank based in Seneca, South Carolina, established in 1924, with $665 million in total assets across 8 branches. By Trust Grade it ranks 17th of 44 banks we track in South Carolina. Its capital ratio of 12.4% is stronger than 76% of similarly sized banks, versus a South Carolina median of 9.8%. It was profitable over the most recent period, with a 0.70% return on assets. No consumer complaints against Oconee Federal Savings And Loan Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Oconee Federal Savings And Loan Association compares to South Carolina peers
How we graded Oconee Federal Savings And Loan Association
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.4% capital ratio)
- Profitable (ROA 0.70%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Oconee Federal Savings And Loan Association over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (8)
- 221 Highway 76 E, Clayton, GA 30525
- 204 W North Broad St, Walhalla, SC 29691
- 111 W Windsor St, Westminster, SC 29693
- 813 By Pass 123, Seneca, SC 29678
- 2859 Highway 17 Alt, Toccoa, GA 30577
- 330 W Carolina Ave, Hartsville, SC 29550
- 115 E North 2nd St, Seneca, SC 29678
- 357 Old Greenville Hwy, Clemson, SC 29631
Are deposits at Oconee Federal Savings And Loan Association insured?
Yes. Oconee Federal Savings And Loan Association is an FDIC-insured bank (FDIC certificate #30111). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Oconee Federal Savings And Loan Association: frequently asked questions
Is Oconee Federal Savings And Loan Association a good bank?
Oconee Federal Savings And Loan Association earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (12.4% capital ratio); Profitable (ROA 0.70%).
Is Oconee Federal Savings And Loan Association FDIC-insured?
Yes. Oconee Federal Savings And Loan Association is a FDIC-insured bank (FDIC certificate #30111). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Oconee Federal Savings And Loan Association?
Oconee Federal Savings And Loan Association holds $665 million in total assets, ranking 17th of 44 banks we track in South Carolina. It operates 8 branches.
Does Oconee Federal Savings And Loan Association have CFPB complaints?
No CFPB complaints against Oconee Federal Savings And Loan Association appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
