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Enterprise Bank Of South Carolina

Ehrhardt, SC · Est. 1920 · Website ↗
A
Trust Grade
Excellent
Score: 90/100

Enterprise Bank Of South Carolina is a bank based in Ehrhardt, South Carolina, established in 1920, with $522 million in total assets across 12 branches. By Trust Grade it ranks 34th of 44 banks we track in South Carolina. Its capital ratio of 7.8% trails most similarly sized banks (13th percentile), versus a South Carolina median of 9.8%. It was profitable over the most recent period, with a 8.55% return on assets. No consumer complaints against Enterprise Bank Of South Carolina appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$522.2M
$100M–1B institution
Deposits
$466.5M
Branches
12
Capital ratio
7.8%
Bottom 13% of $100M–1B peers · South Carolina median 9.8%
Return on assets
8.5%
Top 0% of $100M–1B peers · South Carolina median 1.1%
Rank in South Carolina
#34
of 44 banks

How Enterprise Bank Of South Carolina compares to South Carolina peers

Capital ratio
Bottom 13% of $100M–1B peers
Enterprise Bank
7.8%
South Carolina median
9.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 0% of $100M–1B peers
Enterprise Bank
8.5%
South Carolina median
1.1%
Higher ROA = more profitable relative to asset base

How we graded Enterprise Bank Of South Carolina

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
A · 90
  • Well-capitalized (7.8% capital ratio)
  • Strongly profitable (ROA 8.55%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Enterprise Bank Of South Carolina over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (12)

  • 1105 N Jefferies Blvd, Walterboro, SC 29488
  • 2727 Main Hwy, Bamberg, SC 29003
  • 4668 Carolina Hwy, Denmark, SC 29042
  • 804 Oyster Park Dr, Edisto Island, SC 29438
  • 11003 Cottageville Hwy, Cottageville, SC 29435
  • 577 Ridgeville Rd, Ridgeville, SC 29472
  • 776 Bells Hwy, Walterboro, SC 29488
  • 7222 Festival Trail Rd, Springfield, SC 29146
  • 596 Main St, Blackville, SC 29817
  • 12960 Main St, Williston, SC 29853
  • 287 Main St, Barnwell, SC 29812
  • 13497 Broxton Bridge Rd, Ehrhardt, SC 29081

Are deposits at Enterprise Bank Of South Carolina insured?

Yes. Enterprise Bank Of South Carolina is an FDIC-insured bank (FDIC certificate #11539). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Enterprise Bank Of South Carolina: frequently asked questions

Is Enterprise Bank Of South Carolina a good bank?

Enterprise Bank Of South Carolina earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Well-capitalized (7.8% capital ratio); Strongly profitable (ROA 8.55%).

Is Enterprise Bank Of South Carolina FDIC-insured?

Yes. Enterprise Bank Of South Carolina is a FDIC-insured bank (FDIC certificate #11539). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Enterprise Bank Of South Carolina?

Enterprise Bank Of South Carolina holds $522 million in total assets, ranking 34th of 44 banks we track in South Carolina. It operates 12 branches.

Does Enterprise Bank Of South Carolina have CFPB complaints?

No CFPB complaints against Enterprise Bank Of South Carolina appear in our data over the analysis window, which is typical for a bank of this size.

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First Piedmont Federal Savings And Loan Association Of Gaffney
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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