Farmers And Merchants Bank Of South Carolina is a bank based in Holly Hill, South Carolina, established in 1912, with $476 million in total assets across 8 branches. By Trust Grade it ranks 4th of 44 banks we track in South Carolina. Its capital ratio of 12.8% is stronger than 79% of similarly sized banks, versus a South Carolina median of 9.8%. It was profitable over the most recent period, with a 2.02% return on assets. No consumer complaints against Farmers And Merchants Bank Of South Carolina appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Farmers And Merchants Bank Of South Carolina compares to South Carolina peers
How we graded Farmers And Merchants Bank Of South Carolina
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.8% capital ratio)
- Strongly profitable (ROA 2.02%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Farmers And Merchants Bank Of South Carolina over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (8)
- 8624 Old State Rd, Holly Hill, SC 29059
- 7002 Charleston Hwy, Bowman, SC 29018
- 221 E Main St, Moncks Corner, SC 29461
- 12064 Old Number Six Hwy, Eutawville, SC 29048
- 7633 Freedom Rd, Branchville, SC 29432
- 216 Boyce Lawton Dr, Cameron, SC 29030
- 117 Church Rd, St. Stephen, SC 29479
- 2900 N Main St, Moncks Corner, SC 29461
Are deposits at Farmers And Merchants Bank Of South Carolina insured?
Yes. Farmers And Merchants Bank Of South Carolina is an FDIC-insured bank (FDIC certificate #1660). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Farmers And Merchants Bank Of South Carolina: frequently asked questions
Is Farmers And Merchants Bank Of South Carolina a good bank?
Farmers And Merchants Bank Of South Carolina earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (12.8% capital ratio); Strongly profitable (ROA 2.02%).
Is Farmers And Merchants Bank Of South Carolina FDIC-insured?
Yes. Farmers And Merchants Bank Of South Carolina is a FDIC-insured bank (FDIC certificate #1660). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Farmers And Merchants Bank Of South Carolina?
Farmers And Merchants Bank Of South Carolina holds $476 million in total assets, ranking 4th of 44 banks we track in South Carolina. It operates 8 branches.
Does Farmers And Merchants Bank Of South Carolina have CFPB complaints?
No CFPB complaints against Farmers And Merchants Bank Of South Carolina appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
