First Community Bank is a bank based in Lexington, South Carolina, established in 1995, with $2.4 billion in total assets across 23 branches. By Trust Grade it ranks 18th of 44 banks we track in South Carolina. Its capital ratio of 9.5% trails most similarly sized banks (35th percentile), versus a South Carolina median of 9.8%. It was profitable over the most recent period, with a 1.09% return on assets. No consumer complaints against First Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Community Bank compares to South Carolina peers
How we graded First Community Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.5% capital ratio)
- Strongly profitable (ROA 1.09%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (23)
- 127 Amicks Ferry Rd, Chapin, SC 29036
- 101 N Wheeler Ave, Prosperity, SC 29127
- 4404 Forest Dr, Columbia, SC 29206
- 1030 Lake Murray Blvd, Irmo, SC 29063
- 506 Meeting St, West Columbia, SC 29169
- 4325 Augusta Hwy, Gilbert, SC 29054
- 45 Farrs Bridge Rd, Greenville, SC 29617
- 1735 Wilson Rd, Newberry, SC 29108
- 9822 Two Notch Rd, Columbia, SC 29223
- 1449 Two Notch Rd, Lexington, SC 29073
- 6065 Roswell Rd, Sandy Springs, GA 30328
- 11000 Anderson Rd, Piedmont, SC 29673
- 407 Silver Bluff Rd, Aiken, SC 29803
- 3638 Walton Way Ext, Augusta, GA 30909
- 1213 Lady St, Columbia, SC 29201
- 5455 Sunset Blvd, Lexington, SC 29072
- 201 Main St, Blythewood, SC 29016
- 105 N Spring St, Greenville, SC 29601
- 1200 Town Park Ln, Evans, GA 30809
- 105 N Spring St, Greenville, SC 29601
- 1746 Ebenezer Rd, Rock Hill, SC 29732
- 1670 E Main St, Easley, SC 29640
- 631 W Dekalb St, Camden, SC 29020
Are deposits at First Community Bank insured?
Yes. First Community Bank is an FDIC-insured bank (FDIC certificate #34047). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Community Bank: frequently asked questions
Is First Community Bank a good bank?
First Community Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.5% capital ratio); Strongly profitable (ROA 1.09%).
Is First Community Bank FDIC-insured?
Yes. First Community Bank is a FDIC-insured bank (FDIC certificate #34047). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Community Bank?
First Community Bank holds $2.4 billion in total assets, ranking 18th of 44 banks we track in South Carolina. It operates 23 branches.
Does First Community Bank have CFPB complaints?
No CFPB complaints against First Community Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
