Coastal States Bank is a bank based in Hilton Head Island, South Carolina, established in 2004, with $2.3 billion in total assets across 11 branches. By Trust Grade it ranks 12th of 44 banks we track in South Carolina. Its capital ratio of 11.0% is stronger than 62% of similarly sized banks, versus a South Carolina median of 9.8%. It was profitable over the most recent period, with a 1.11% return on assets. No consumer complaints against Coastal States Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Coastal States Bank compares to South Carolina peers
How we graded Coastal States Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (11.0% capital ratio)
- Strongly profitable (ROA 1.11%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Coastal States Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (11)
- 5 Bow Cir, Hilton Head Island, SC 29928
- 98 N Main St, Hilton Head Island, SC 29926
- 70 Carlisle Rd, Dawsonville, GA 30534
- 7 Thurmond Way, Bluffton, SC 29910
- 32 William Pope Dr, Bluffton, SC 29909
- 5835 Bethelview Rd, Cumming, GA 30040
- 339 Martin Luther King Jr Blvd, Savannah, GA 31401
- 6160 Roswell Rd, Atlanta, GA 30328
- 3000 Summit Pl, Alpharetta, GA 30009
- 2841 Akers Mill Rd Se, Atlanta, GA 30339
- 1029 Boundary St, Beaufort, SC 29902
Are deposits at Coastal States Bank insured?
Yes. Coastal States Bank is an FDIC-insured bank (FDIC certificate #57756). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Coastal States Bank: frequently asked questions
Is Coastal States Bank a good bank?
Coastal States Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.0% capital ratio); Strongly profitable (ROA 1.11%).
Is Coastal States Bank FDIC-insured?
Yes. Coastal States Bank is a FDIC-insured bank (FDIC certificate #57756). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Coastal States Bank?
Coastal States Bank holds $2.3 billion in total assets, ranking 12th of 44 banks we track in South Carolina. It operates 11 branches.
Does Coastal States Bank have CFPB complaints?
No CFPB complaints against Coastal States Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
