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United Bank Of Philadelphia

Philadelphia, PA · Est. 1992 · Website ↗
C
Trust Grade
Average
Score: 73/100

United Bank Of Philadelphia is a bank based in Philadelphia, Pennsylvania, established in 1992, with $50 million in total assets across 2 branches. By Trust Grade it ranks 107th of 110 banks we track in Pennsylvania. Its capital ratio of 16.7% is stronger than 78% of similarly sized banks, versus a Pennsylvania median of 10.7%. It posted a loss over the most recent period (-3.78% return on assets), a point to watch. No consumer complaints against United Bank Of Philadelphia appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$49.8M
<$100M institution
Deposits
$41.4M
Branches
2
Capital ratio
16.7%
Top 22% of <$100M peers · Pennsylvania median 10.7%
Return on assets
-3.8%
Bottom 3% of <$100M peers · Pennsylvania median 0.87%
Rank in Pennsylvania
#107
of 110 banks

How United Bank Of Philadelphia compares to Pennsylvania peers

Capital ratio
Top 22% of <$100M peers
United Bank
16.7%
Pennsylvania median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 3% of <$100M peers
United Bank
-3.8%
Pennsylvania median
0.9%
Higher ROA = more profitable relative to asset base

How we graded United Bank Of Philadelphia

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
73/100
Customer experience
n/a
Overall
C · 73
  • Strongly capitalized (16.7% capital ratio)
  • Unprofitable over the period (ROA -3.78%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for United Bank Of Philadelphia over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 30 S 15th St, Philadelphia, PA 19102
  • 1501 N Broad St, Philadelphia, PA 19122

Are deposits at United Bank Of Philadelphia insured?

Yes. United Bank Of Philadelphia is an FDIC-insured bank (FDIC certificate #33568). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

United Bank Of Philadelphia: frequently asked questions

Is United Bank Of Philadelphia a good bank?

United Bank Of Philadelphia earns a Bankzia Trust Grade of C (73/100, "Average"), based on a financial-strength score of 73/100 (it has no CFPB complaints on record). Strongly capitalized (16.7% capital ratio); Unprofitable over the period (ROA -3.78%).

Is United Bank Of Philadelphia FDIC-insured?

Yes. United Bank Of Philadelphia is a FDIC-insured bank (FDIC certificate #33568). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is United Bank Of Philadelphia?

United Bank Of Philadelphia holds $50 million in total assets, ranking 107th of 110 banks we track in Pennsylvania. It operates 2 branches.

Does United Bank Of Philadelphia have CFPB complaints?

No CFPB complaints against United Bank Of Philadelphia appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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