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Second Federal Savings And Loan Association Of Philadelphia

Philadelphia, PA · Est. 1924 · Website ↗
A
Trust Grade
Excellent
Score: 95/100

Second Federal Savings And Loan Association Of Philadelphia is a bank based in Philadelphia, Pennsylvania, established in 1924, with $44 million in total assets across 1 branch. By Trust Grade it ranks 45th of 110 banks we track in Pennsylvania. Its capital ratio of 16.5% is stronger than 77% of similarly sized banks, versus a Pennsylvania median of 10.7%. It was profitable over the most recent period, with a 0.65% return on assets. No consumer complaints against Second Federal Savings And Loan Association Of Philadelphia appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$43.6M
<$100M institution
Deposits
$24.2M
Branches
1
Capital ratio
16.5%
Top 23% of <$100M peers · Pennsylvania median 10.7%
Return on assets
0.6%
Bottom 36% of <$100M peers · Pennsylvania median 0.87%
Rank in Pennsylvania
#45
of 110 banks

How Second Federal Savings And Loan Association Of Philadelphia compares to Pennsylvania peers

Capital ratio
Top 23% of <$100M peers
Second Federal
16.5%
Pennsylvania median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 36% of <$100M peers
Second Federal
0.6%
Pennsylvania median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Second Federal Savings And Loan Association Of Philadelphia

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
95/100
Customer experience
n/a
Overall
A · 95
  • Strongly capitalized (16.5% capital ratio)
  • Profitable (ROA 0.65%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Second Federal Savings And Loan Association Of Philadelphia over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 1727 Chestnut St, Philadelphia, PA 19103

Are deposits at Second Federal Savings And Loan Association Of Philadelphia insured?

Yes. Second Federal Savings And Loan Association Of Philadelphia is an FDIC-insured bank (FDIC certificate #29627). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Second Federal Savings And Loan Association Of Philadelphia: frequently asked questions

Is Second Federal Savings And Loan Association Of Philadelphia a good bank?

Second Federal Savings And Loan Association Of Philadelphia earns a Bankzia Trust Grade of A (95/100, "Excellent"), based on a financial-strength score of 95/100 (it has no CFPB complaints on record). Strongly capitalized (16.5% capital ratio); Profitable (ROA 0.65%).

Is Second Federal Savings And Loan Association Of Philadelphia FDIC-insured?

Yes. Second Federal Savings And Loan Association Of Philadelphia is a FDIC-insured bank (FDIC certificate #29627). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Second Federal Savings And Loan Association Of Philadelphia?

Second Federal Savings And Loan Association Of Philadelphia holds $44 million in total assets, ranking 45th of 110 banks we track in Pennsylvania. It operates 1 branch.

Does Second Federal Savings And Loan Association Of Philadelphia have CFPB complaints?

No CFPB complaints against Second Federal Savings And Loan Association Of Philadelphia appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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