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Armstrong County Building And Loan Association

Ford City, PA · Est. 1925 · Website ↗
A
Trust Grade
Excellent
Score: 91/100

Armstrong County Building And Loan Association is a bank based in Ford City, Pennsylvania, established in 1925, with $96 million in total assets across 1 branch. By Trust Grade it ranks 69th of 110 banks we track in Pennsylvania. Its capital ratio of 12.3% is stronger than 53% of similarly sized banks, versus a Pennsylvania median of 10.7%. It was profitable over the most recent period, with a 0.13% return on assets. No consumer complaints against Armstrong County Building And Loan Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$96.2M
<$100M institution
Deposits
$83.9M
Branches
1
Capital ratio
12.3%
Top 47% of <$100M peers · Pennsylvania median 10.7%
Return on assets
0.1%
Bottom 18% of <$100M peers · Pennsylvania median 0.87%
Rank in Pennsylvania
#69
of 110 banks

How Armstrong County Building And Loan Association compares to Pennsylvania peers

Capital ratio
Top 47% of <$100M peers
Armstrong County
12.3%
Pennsylvania median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 18% of <$100M peers
Armstrong County
0.1%
Pennsylvania median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Armstrong County Building And Loan Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
91/100
Customer experience
n/a
Overall
A · 91
  • Strongly capitalized (12.3% capital ratio)
  • Profitable (ROA 0.13%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Armstrong County Building And Loan Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 935 5th Ave, Ford City, PA 16226

Are deposits at Armstrong County Building And Loan Association insured?

Yes. Armstrong County Building And Loan Association is an FDIC-insured bank (FDIC certificate #29471). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Armstrong County Building And Loan Association: frequently asked questions

Is Armstrong County Building And Loan Association a good bank?

Armstrong County Building And Loan Association earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 91/100 (it has no CFPB complaints on record). Strongly capitalized (12.3% capital ratio); Profitable (ROA 0.13%).

Is Armstrong County Building And Loan Association FDIC-insured?

Yes. Armstrong County Building And Loan Association is a FDIC-insured bank (FDIC certificate #29471). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Armstrong County Building And Loan Association?

Armstrong County Building And Loan Association holds $96 million in total assets, ranking 69th of 110 banks we track in Pennsylvania. It operates 1 branch.

Does Armstrong County Building And Loan Association have CFPB complaints?

No CFPB complaints against Armstrong County Building And Loan Association appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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