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Investment Savings Bank

Altoona, PA · Est. 1939 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

Investment Savings Bank is a bank based in Altoona, Pennsylvania, established in 1939, with $106 million in total assets across 2 branches. By Trust Grade it ranks 63rd of 110 banks we track in Pennsylvania. Its capital ratio of 20.8% is stronger than 97% of similarly sized banks, versus a Pennsylvania median of 10.7%. It was profitable over the most recent period, with a 0.36% return on assets. No consumer complaints against Investment Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$106.0M
$100M–1B institution
Deposits
$76.4M
Branches
2
Capital ratio
20.8%
Top 3% of $100M–1B peers · Pennsylvania median 10.7%
Return on assets
0.4%
Bottom 10% of $100M–1B peers · Pennsylvania median 0.87%
Rank in Pennsylvania
#63
of 110 banks

How Investment Savings Bank compares to Pennsylvania peers

Capital ratio
Top 3% of $100M–1B peers
Investment Savings
20.8%
Pennsylvania median
10.7%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 10% of $100M–1B peers
Investment Savings
0.4%
Pennsylvania median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Investment Savings Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (20.8% capital ratio)
  • Profitable (ROA 0.36%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Investment Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 900 S 16th St, Altoona, PA 16602
  • 200 Patchway Rd, Duncansville, PA 16635

Are deposits at Investment Savings Bank insured?

Yes. Investment Savings Bank is an FDIC-insured bank (FDIC certificate #30121). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Investment Savings Bank: frequently asked questions

Is Investment Savings Bank a good bank?

Investment Savings Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (20.8% capital ratio); Profitable (ROA 0.36%).

Is Investment Savings Bank FDIC-insured?

Yes. Investment Savings Bank is a FDIC-insured bank (FDIC certificate #30121). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Investment Savings Bank?

Investment Savings Bank holds $106 million in total assets, ranking 63rd of 110 banks we track in Pennsylvania. It operates 2 branches.

Does Investment Savings Bank have CFPB complaints?

No CFPB complaints against Investment Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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