Summit Bank is a bank based in Eugene, Oregon, established in 2004, with $1.4 billion in total assets across 5 branches. By Trust Grade it ranks 6th of 14 banks we track in Oregon. Its capital ratio of 10.9% is stronger than 60% of similarly sized banks, versus a Oregon median of 10.9%. It was profitable over the most recent period, with a 1.43% return on assets. No consumer complaints against Summit Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Summit Bank compares to Oregon peers
How we graded Summit Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.9% capital ratio)
- Strongly profitable (ROA 1.43%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Summit Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 96 E Broadway, Eugene, OR 97401
- 560 Sw Columbia St, Bend, OR 97702
- 222 Sw Columbia St, Portland, OR 97201
- 538 Sw Highland Avenue, Redmond, OR 97756
- 1915 Ne Stucki Ave, Hillsboro, OR 97006
Are deposits at Summit Bank insured?
Yes. Summit Bank is an FDIC-insured bank (FDIC certificate #57706). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Summit Bank: frequently asked questions
Is Summit Bank a good bank?
Summit Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.9% capital ratio); Strongly profitable (ROA 1.43%).
Is Summit Bank FDIC-insured?
Yes. Summit Bank is a FDIC-insured bank (FDIC certificate #57706). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Summit Bank?
Summit Bank holds $1.4 billion in total assets, ranking 6th of 14 banks we track in Oregon. It operates 5 branches.
Does Summit Bank have CFPB complaints?
No CFPB complaints against Summit Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
