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Pioneer Trust Bank, National Association

Salem, OR · Est. 1924 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Pioneer Trust Bank, National Association is a bank based in Salem, Oregon, established in 1924, with $712 million in total assets across 2 branches. By Trust Grade it ranks 3rd of 14 banks we track in Oregon. Its capital ratio of 15.1% is stronger than 90% of similarly sized banks, versus a Oregon median of 10.9%. It was profitable over the most recent period, with a 2.53% return on assets. No consumer complaints against Pioneer Trust Bank, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$711.9M
$100M–1B institution
Deposits
$601.4M
Branches
2
Capital ratio
15.1%
Top 10% of $100M–1B peers · Oregon median 10.9%
Return on assets
2.5%
Top 4% of $100M–1B peers · Oregon median 0.97%
Rank in Oregon
#3
of 14 banks

How Pioneer Trust Bank, National Association compares to Oregon peers

Capital ratio
Top 10% of $100M–1B peers
Pioneer Trust
15.1%
Oregon median
10.9%
Higher capital ratio = stronger financial cushion
Return on assets
Top 4% of $100M–1B peers
Pioneer Trust
2.5%
Oregon median
1.0%
Higher ROA = more profitable relative to asset base

How we graded Pioneer Trust Bank, National Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (15.1% capital ratio)
  • Strongly profitable (ROA 2.53%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Pioneer Trust Bank, National Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 109 Commercial St Ne, Salem, OR 97301
  • 1190 Oak St Se, Salem, OR 97301

Are deposits at Pioneer Trust Bank, National Association insured?

Yes. Pioneer Trust Bank, National Association is an FDIC-insured bank (FDIC certificate #19827). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Pioneer Trust Bank, National Association: frequently asked questions

Is Pioneer Trust Bank, National Association a good bank?

Pioneer Trust Bank, National Association earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.1% capital ratio); Strongly profitable (ROA 2.53%).

Is Pioneer Trust Bank, National Association FDIC-insured?

Yes. Pioneer Trust Bank, National Association is a FDIC-insured bank (FDIC certificate #19827). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Pioneer Trust Bank, National Association?

Pioneer Trust Bank, National Association holds $712 million in total assets, ranking 3rd of 14 banks we track in Oregon. It operates 2 branches.

Does Pioneer Trust Bank, National Association have CFPB complaints?

No CFPB complaints against Pioneer Trust Bank, National Association appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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