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Welch State Bank Of Welch, Okla.

Welch, OK · Est. 1923 · Website ↗
A
Trust Grade
Excellent
Score: 94/100

Welch State Bank Of Welch, Okla. is a bank based in Welch, Oklahoma, established in 1923, with $442 million in total assets across 6 branches. By Trust Grade it ranks 119th of 170 banks we track in Oklahoma. Its capital ratio of 9.1% trails most similarly sized banks (31th percentile), versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 1.67% return on assets. No consumer complaints against Welch State Bank Of Welch, Okla. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$442.4M
$100M–1B institution
Deposits
$380.8M
Branches
6
Capital ratio
9.1%
Bottom 31% of $100M–1B peers · Oklahoma median 10.4%
Return on assets
1.7%
Top 24% of $100M–1B peers · Oklahoma median 1.4%
Rank in Oklahoma
#119
of 170 banks

How Welch State Bank Of Welch, Okla. compares to Oklahoma peers

Capital ratio
Bottom 31% of $100M–1B peers
Welch State
9.1%
Oklahoma median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 24% of $100M–1B peers
Welch State
1.7%
Oklahoma median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Welch State Bank Of Welch, Okla.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (9.1% capital ratio)
  • Strongly profitable (ROA 1.67%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Welch State Bank Of Welch, Okla. over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 215 W Main St, Chouteau, OK 74337
  • 115 W 3rd St., South Coffeyville, OK 74072
  • 2525 N Main St, Miami, OK 74354
  • 2227 E Steve Owens Blvd, Miami, OK 74354
  • 396 S Commercial St, Welch, OK 74369
  • 570 S Wilson St, Vinita, OK 74301

Are deposits at Welch State Bank Of Welch, Okla. insured?

Yes. Welch State Bank Of Welch, Okla. is an FDIC-insured bank (FDIC certificate #9472). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Welch State Bank Of Welch, Okla.: frequently asked questions

Is Welch State Bank Of Welch, Okla. a good bank?

Welch State Bank Of Welch, Okla. earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (9.1% capital ratio); Strongly profitable (ROA 1.67%).

Is Welch State Bank Of Welch, Okla. FDIC-insured?

Yes. Welch State Bank Of Welch, Okla. is a FDIC-insured bank (FDIC certificate #9472). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Welch State Bank Of Welch, Okla.?

Welch State Bank Of Welch, Okla. holds $442 million in total assets, ranking 119th of 170 banks we track in Oklahoma. It operates 6 branches.

Does Welch State Bank Of Welch, Okla. have CFPB complaints?

No CFPB complaints against Welch State Bank Of Welch, Okla. appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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