Local Bank is a bank based in Hulbert, Oklahoma, established in 1908, with $441 million in total assets across 6 branches. By Trust Grade it ranks 126th of 170 banks we track in Oklahoma. Its capital ratio of 10.6% is stronger than 58% of similarly sized banks, versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 0.28% return on assets. No consumer complaints against Local Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Local Bank compares to Oklahoma peers
How we graded Local Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.6% capital ratio)
- Profitable (ROA 0.28%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Local Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (6)
- 385 E Main St, Hulbert, OK 74441
- 4715 S Muskogee Ave, Tahlequah, OK 74464
- 125 E 1st St, Tahlequah, OK 74464
- 240 E 3rd St, Suite H, Grove, OK 74344
- 100 S Kerr Blvd, Sallisaw, OK 74955
- 301 W Broadway St, Muskogee, OK 74401
Are deposits at Local Bank insured?
Yes. Local Bank is an FDIC-insured bank (FDIC certificate #2327). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Local Bank: frequently asked questions
Is Local Bank a good bank?
Local Bank earns a Bankzia Trust Grade of A (92/100, "Excellent"), based on a financial-strength score of 92/100 (it has no CFPB complaints on record). Strongly capitalized (10.6% capital ratio); Profitable (ROA 0.28%).
Is Local Bank FDIC-insured?
Yes. Local Bank is a FDIC-insured bank (FDIC certificate #2327). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Local Bank?
Local Bank holds $441 million in total assets, ranking 126th of 170 banks we track in Oklahoma. It operates 6 branches.
Does Local Bank have CFPB complaints?
No CFPB complaints against Local Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
