Skip to main content
bank

First Bank Of Owasso

Owasso, OK · Est. 1962 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

First Bank Of Owasso is a bank based in Owasso, Oklahoma, established in 1962, with $647 million in total assets across 3 branches. By Trust Grade it ranks 22nd of 170 banks we track in Oklahoma. Its capital ratio of 14.9% is stronger than 89% of similarly sized banks, versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 2.73% return on assets. No consumer complaints against First Bank Of Owasso appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$646.9M
$100M–1B institution
Deposits
$548.9M
Branches
3
Capital ratio
14.9%
Top 11% of $100M–1B peers · Oklahoma median 10.4%
Return on assets
2.7%
Top 3% of $100M–1B peers · Oklahoma median 1.4%
Rank in Oklahoma
#22
of 170 banks

How First Bank Of Owasso compares to Oklahoma peers

Capital ratio
Top 11% of $100M–1B peers
First Bank
14.9%
Oklahoma median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 3% of $100M–1B peers
First Bank
2.7%
Oklahoma median
1.4%
Higher ROA = more profitable relative to asset base

How we graded First Bank Of Owasso

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (14.9% capital ratio)
  • Strongly profitable (ROA 2.73%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Bank Of Owasso over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 8601 N Garnett Rd, Owasso, OK 74055
  • 11550 N Garnett Rd, Owasso, OK 74055
  • 12814 E 86th St N, Owasso, OK 74055

Are deposits at First Bank Of Owasso insured?

Yes. First Bank Of Owasso is an FDIC-insured bank (FDIC certificate #18592). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Bank Of Owasso: frequently asked questions

Is First Bank Of Owasso a good bank?

First Bank Of Owasso earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.9% capital ratio); Strongly profitable (ROA 2.73%).

Is First Bank Of Owasso FDIC-insured?

Yes. First Bank Of Owasso is a FDIC-insured bank (FDIC certificate #18592). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First Bank Of Owasso?

First Bank Of Owasso holds $647 million in total assets, ranking 22nd of 170 banks we track in Oklahoma. It operates 3 branches.

Does First Bank Of Owasso have CFPB complaints?

No CFPB complaints against First Bank Of Owasso appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Prism Bank
bank · Guthrie, OK · $641M assets
Firstbank
bank · Antlers, OK · $670M assets
All America Bank
bank · Oklahoma City, OK · $615M assets
Grand Bank
bank · Tulsa, OK · $679M assets
American Nation Bank
bank · Ardmore, OK · $688M assets
Wisdom Heritage Bank
bank · Alva, OK · $601M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →