Prism Bank is a bank based in Guthrie, Oklahoma, established in 1909, with $641 million in total assets across 2 branches. By Trust Grade it ranks 91st of 170 banks we track in Oklahoma. Its capital ratio of 10.1% trails most similarly sized banks (49th percentile), versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 0.85% return on assets. No consumer complaints against Prism Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Prism Bank compares to Oklahoma peers
How we graded Prism Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.1% capital ratio)
- Profitable (ROA 0.85%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Prism Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 2610 S Division St, Guthrie, OK 73044
- 101 Park Ave, Oklahoma City, OK 73102
Are deposits at Prism Bank insured?
Yes. Prism Bank is an FDIC-insured bank (FDIC certificate #5994). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Prism Bank: frequently asked questions
Is Prism Bank a good bank?
Prism Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (10.1% capital ratio); Profitable (ROA 0.85%).
Is Prism Bank FDIC-insured?
Yes. Prism Bank is a FDIC-insured bank (FDIC certificate #5994). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Prism Bank?
Prism Bank holds $641 million in total assets, ranking 91st of 170 banks we track in Oklahoma. It operates 2 branches.
Does Prism Bank have CFPB complaints?
No CFPB complaints against Prism Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
