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Fnb Community Bank

Midwest City, OK · Est. 1943 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

Fnb Community Bank is a bank based in Midwest City, Oklahoma, established in 1943, with $496 million in total assets across 7 branches. By Trust Grade it ranks 95th of 170 banks we track in Oklahoma. Its capital ratio of 9.4% trails most similarly sized banks (37th percentile), versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 1.00% return on assets. No consumer complaints against Fnb Community Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$496.3M
$100M–1B institution
Deposits
$446.3M
Branches
7
Capital ratio
9.4%
Bottom 37% of $100M–1B peers · Oklahoma median 10.4%
Return on assets
1.0%
Bottom 38% of $100M–1B peers · Oklahoma median 1.4%
Rank in Oklahoma
#95
of 170 banks

How Fnb Community Bank compares to Oklahoma peers

Capital ratio
Bottom 37% of $100M–1B peers
Fnb Community
9.4%
Oklahoma median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 38% of $100M–1B peers
Fnb Community
1.0%
Oklahoma median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Fnb Community Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (9.4% capital ratio)
  • Strongly profitable (ROA 1.00%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Fnb Community Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (7)

  • 2911 S Air Depot Blvd, Midwest City, OK 73110
  • 4330 Se 29th St, Del City, OK 73115
  • 3001 Staff Dr, Tinker Afb, OK 73145
  • 1213 S Douglas Blvd, Midwest City, OK 73130
  • 15801 Ne 23rd St, Choctaw, OK 73020
  • 20941 Se 29th St, Harrah, OK 73045
  • 601 N Broadway St, Moore, OK 73160

Are deposits at Fnb Community Bank insured?

Yes. Fnb Community Bank is an FDIC-insured bank (FDIC certificate #16127). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Fnb Community Bank: frequently asked questions

Is Fnb Community Bank a good bank?

Fnb Community Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.4% capital ratio); Strongly profitable (ROA 1.00%).

Is Fnb Community Bank FDIC-insured?

Yes. Fnb Community Bank is a FDIC-insured bank (FDIC certificate #16127). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Fnb Community Bank?

Fnb Community Bank holds $496 million in total assets, ranking 95th of 170 banks we track in Oklahoma. It operates 7 branches.

Does Fnb Community Bank have CFPB complaints?

No CFPB complaints against Fnb Community Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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