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The Bank, National Association

Mcalester, OK · Est. 1927 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

The Bank, National Association is a bank based in Mcalester, Oklahoma, established in 1927, with $482 million in total assets across 6 branches. By Trust Grade it ranks 121st of 170 banks we track in Oklahoma. Its capital ratio of 8.7% trails most similarly sized banks (24th percentile), versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 1.36% return on assets. No consumer complaints against The Bank, National Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$482.4M
$100M–1B institution
Deposits
$439.7M
Branches
6
Capital ratio
8.7%
Bottom 24% of $100M–1B peers · Oklahoma median 10.4%
Return on assets
1.4%
Top 41% of $100M–1B peers · Oklahoma median 1.4%
Rank in Oklahoma
#121
of 170 banks

How The Bank, National Association compares to Oklahoma peers

Capital ratio
Bottom 24% of $100M–1B peers
The Bank,
8.7%
Oklahoma median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 41% of $100M–1B peers
The Bank,
1.4%
Oklahoma median
1.4%
Higher ROA = more profitable relative to asset base

How we graded The Bank, National Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Well-capitalized (8.7% capital ratio)
  • Strongly profitable (ROA 1.36%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Bank, National Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 1020 N Boomer Rd, Stillwater, OK 74075
  • 4568 Bypass, Mcalester, OK 74501
  • 201 E Carl Albert Pkwy, Mcalester, OK 74501
  • 800 W 6th Ave, Stillwater, OK 74074
  • 511 S Aspen Ave, Broken Arrow, OK 74012
  • 1310 Tanglewood Drive, Mcalester, OK 74501

Are deposits at The Bank, National Association insured?

Yes. The Bank, National Association is an FDIC-insured bank (FDIC certificate #4146). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Bank, National Association: frequently asked questions

Is The Bank, National Association a good bank?

The Bank, National Association earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (8.7% capital ratio); Strongly profitable (ROA 1.36%).

Is The Bank, National Association FDIC-insured?

Yes. The Bank, National Association is a FDIC-insured bank (FDIC certificate #4146). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Bank, National Association?

The Bank, National Association holds $482 million in total assets, ranking 121st of 170 banks we track in Oklahoma. It operates 6 branches.

Does The Bank, National Association have CFPB complaints?

No CFPB complaints against The Bank, National Association appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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