American Exchange Bank, Lindsay, Oklahoma
American Exchange Bank, Lindsay, Oklahoma is a bank based in Lindsay, Oklahoma, established in 1924, with $100 million in total assets across 2 branches. By Trust Grade it ranks 83rd of 170 banks we track in Oklahoma. Its capital ratio of 9.7% trails most similarly sized banks (42th percentile), versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 2.14% return on assets. No consumer complaints against American Exchange Bank, Lindsay, Oklahoma appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How American Exchange Bank, Lindsay, Oklahoma compares to Oklahoma peers
How we graded American Exchange Bank, Lindsay, Oklahoma
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.7% capital ratio)
- Strongly profitable (ROA 2.14%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for American Exchange Bank, Lindsay, Oklahoma over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 402 S Main St, Lindsay, OK 73052
- 405 S Main St, Lindsay, OK 73052
Are deposits at American Exchange Bank, Lindsay, Oklahoma insured?
Yes. American Exchange Bank, Lindsay, Oklahoma is an FDIC-insured bank (FDIC certificate #2328). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
American Exchange Bank, Lindsay, Oklahoma: frequently asked questions
Is American Exchange Bank, Lindsay, Oklahoma a good bank?
American Exchange Bank, Lindsay, Oklahoma earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.7% capital ratio); Strongly profitable (ROA 2.14%).
Is American Exchange Bank, Lindsay, Oklahoma FDIC-insured?
Yes. American Exchange Bank, Lindsay, Oklahoma is a FDIC-insured bank (FDIC certificate #2328). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is American Exchange Bank, Lindsay, Oklahoma?
American Exchange Bank, Lindsay, Oklahoma holds $100 million in total assets, ranking 83rd of 170 banks we track in Oklahoma. It operates 2 branches.
Does American Exchange Bank, Lindsay, Oklahoma have CFPB complaints?
No CFPB complaints against American Exchange Bank, Lindsay, Oklahoma appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
