American Exchange Bank is a bank based in Henryetta, Oklahoma, established in 1933, with $105 million in total assets across 3 branches. By Trust Grade it ranks 89th of 170 banks we track in Oklahoma. Its capital ratio of 13.0% is stronger than 80% of similarly sized banks, versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 2.08% return on assets. Consumers filed 2 complaints about American Credit Exchange, Inc with the CFPB — 19.1 per $1B in assets, a higher rate than 71% of peers.
How American Exchange Bank compares to Oklahoma peers
How we graded American Exchange Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.0% capital ratio)
- Strongly profitable (ROA 2.08%)
- 19.1 complaints per $1B in assets
Consumer complaints (CFPB)
2 complaints filed with the CFPB against American Credit Exchange, Inc — 19.1 per $1B in assets.
Branch locations (3)
- 505 West Trudgeon Street, Henryetta, OK 74437
- 510 W Main St, Henryetta, OK 74437
- 117 S Woody Guthrie St, Okemah, OK 74859
Are deposits at American Exchange Bank insured?
Yes. American Exchange Bank is an FDIC-insured bank (FDIC certificate #428). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
American Exchange Bank: frequently asked questions
Is American Exchange Bank a good bank?
American Exchange Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 98/100 and a customer-experience score of 45.5/100. Strongly capitalized (13.0% capital ratio); Strongly profitable (ROA 2.08%).
Is American Exchange Bank FDIC-insured?
Yes. American Exchange Bank is a FDIC-insured bank (FDIC certificate #428). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is American Exchange Bank?
American Exchange Bank holds $105 million in total assets, ranking 89th of 170 banks we track in Oklahoma. It operates 3 branches.
How many complaints does American Exchange Bank have?
Consumers filed 2 complaints about American Credit Exchange, Inc with the CFPB, or 19.1 per $1B in assets.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
