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Security State Bank

Cheyenne, OK · Est. 1912 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Security State Bank is a bank based in Cheyenne, Oklahoma, established in 1912, with $288 million in total assets across 3 branches. By Trust Grade it ranks 64th of 170 banks we track in Oklahoma. Its capital ratio of 10.0% trails most similarly sized banks (47th percentile), versus a Oklahoma median of 10.4%. It was profitable over the most recent period, with a 1.85% return on assets. No consumer complaints against Security State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$287.6M
$100M–1B institution
Deposits
$256.6M
Branches
3
Capital ratio
10.0%
Bottom 47% of $100M–1B peers · Oklahoma median 10.4%
Return on assets
1.9%
Top 17% of $100M–1B peers · Oklahoma median 1.4%
Rank in Oklahoma
#64
of 170 banks

How Security State Bank compares to Oklahoma peers

Capital ratio
Bottom 47% of $100M–1B peers
Security State
10.0%
Oklahoma median
10.4%
Higher capital ratio = stronger financial cushion
Return on assets
Top 17% of $100M–1B peers
Security State
1.9%
Oklahoma median
1.4%
Higher ROA = more profitable relative to asset base

How we graded Security State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (10.0% capital ratio)
  • Strongly profitable (ROA 1.85%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Security State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (3)

  • 301 N 11th St, Hammon, OK 73650
  • 111 East Jane Jayroe Boulevard, Laverne, OK 73848
  • 402 E Broadway Ave, Cheyenne, OK 73628

Are deposits at Security State Bank insured?

Yes. Security State Bank is an FDIC-insured bank (FDIC certificate #421). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Security State Bank: frequently asked questions

Is Security State Bank a good bank?

Security State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.0% capital ratio); Strongly profitable (ROA 1.85%).

Is Security State Bank FDIC-insured?

Yes. Security State Bank is a FDIC-insured bank (FDIC certificate #421). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Security State Bank?

Security State Bank holds $288 million in total assets, ranking 64th of 170 banks we track in Oklahoma. It operates 3 branches.

Does Security State Bank have CFPB complaints?

No CFPB complaints against Security State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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