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The Mt. Victory State Bank

Mount Victory, OH · Est. 1929 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

The Mt. Victory State Bank is a bank based in Mount Victory, Ohio, established in 1929, with $23 million in total assets across 1 branch. By Trust Grade it ranks 58th of 157 banks we track in Ohio. Its capital ratio of 9.7% trails most similarly sized banks (28th percentile), versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 1.36% return on assets. No consumer complaints against The Mt. Victory State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$23.5M
<$100M institution
Deposits
$21.2M
Branches
1
Capital ratio
9.7%
Bottom 28% of <$100M peers · Ohio median 10.3%
Return on assets
1.4%
Top 29% of <$100M peers · Ohio median 0.93%
Rank in Ohio
#58
of 157 banks

How The Mt. Victory State Bank compares to Ohio peers

Capital ratio
Bottom 28% of <$100M peers
The Mt.
9.7%
Ohio median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 29% of <$100M peers
The Mt.
1.4%
Ohio median
0.9%
Higher ROA = more profitable relative to asset base

How we graded The Mt. Victory State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (9.7% capital ratio)
  • Strongly profitable (ROA 1.36%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Mt. Victory State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 103 S Main St, Mount Victory, OH 43340

Are deposits at The Mt. Victory State Bank insured?

Yes. The Mt. Victory State Bank is an FDIC-insured bank (FDIC certificate #9438). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Mt. Victory State Bank: frequently asked questions

Is The Mt. Victory State Bank a good bank?

The Mt. Victory State Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (9.7% capital ratio); Strongly profitable (ROA 1.36%).

Is The Mt. Victory State Bank FDIC-insured?

Yes. The Mt. Victory State Bank is a FDIC-insured bank (FDIC certificate #9438). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Mt. Victory State Bank?

The Mt. Victory State Bank holds $23 million in total assets, ranking 58th of 157 banks we track in Ohio. It operates 1 branch.

Does The Mt. Victory State Bank have CFPB complaints?

No CFPB complaints against The Mt. Victory State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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