bank

First Federal Savings And Loan Association

Centerburg, OH · Est. 1934
A
Trust Grade
Excellent
Score: 90/100

First Federal Savings And Loan Association is a bank based in Centerburg, Ohio, established in 1934, with $23 million in total assets across 1 branch. By Trust Grade it ranks 111th of 157 banks we track in Ohio. Its capital ratio of 21.8% is stronger than 88% of similarly sized banks, versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 0.00% return on assets. No consumer complaints against First Federal Savings And Loan Association appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$23.0M
<$100M institution
Deposits
$17.2M
Branches
1
Capital ratio
21.8%
Top 12% of <$100M peers · Ohio median 10.3%
Return on assets
0.0%
Bottom 15% of <$100M peers · Ohio median 0.93%
Rank in Ohio
#111
of 157 banks

How First Federal Savings And Loan Association compares to Ohio peers

Capital ratio
Top 12% of <$100M peers
First Federal
21.8%
Ohio median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 15% of <$100M peers
First Federal
0.0%
Ohio median
0.9%
Higher ROA = more profitable relative to asset base

How we graded First Federal Savings And Loan Association

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
90/100
Customer experience
n/a
Overall
A · 90
  • Strongly capitalized (21.8% capital ratio)
  • Profitable (ROA 0.00%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First Federal Savings And Loan Association over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 5 E Main St, Centerburg, OH 43011

Are deposits at First Federal Savings And Loan Association insured?

Yes. First Federal Savings And Loan Association is an FDIC-insured bank (FDIC certificate #29005). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First Federal Savings And Loan Association: frequently asked questions

Is First Federal Savings And Loan Association a good bank?

First Federal Savings And Loan Association earns a Bankzia Trust Grade of A (90/100, "Excellent"), based on a financial-strength score of 90/100 (it has no CFPB complaints on record). Strongly capitalized (21.8% capital ratio); Profitable (ROA 0.00%).

Is First Federal Savings And Loan Association FDIC-insured?

Yes. First Federal Savings And Loan Association is a FDIC-insured bank (FDIC certificate #29005). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First Federal Savings And Loan Association?

First Federal Savings And Loan Association holds $23 million in total assets, ranking 111th of 157 banks we track in Ohio. It operates 1 branch.

Does First Federal Savings And Loan Association have CFPB complaints?

No CFPB complaints against First Federal Savings And Loan Association appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

The Mt. Victory State Bank
bank · Mount Victory, OH · $23M assets
The Equitable Savings And Loan Company
bank · Cadiz, OH · $9M assets
Credit First National Association
bank · Brook Park, OH · $41M assets
Home Savings Bank Of Wapakoneta
bank · Wapakoneta, OH · $43M assets
The Brookville Building And Savings Association
bank · Brookville, OH · $44M assets
Fortuna Bank
bank · Grandview Heights, OH · $50M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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