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Peoples First Savings Bank

Mason, OH · Est. 1909 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

Peoples First Savings Bank is a bank based in Mason, Ohio, established in 1909, with $102 million in total assets across 2 branches. By Trust Grade it ranks 88th of 157 banks we track in Ohio. Its capital ratio of 9.9% trails most similarly sized banks (45th percentile), versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 0.47% return on assets. No consumer complaints against Peoples First Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$101.6M
$100M–1B institution
Deposits
$84.9M
Branches
2
Capital ratio
9.9%
Bottom 45% of $100M–1B peers · Ohio median 10.3%
Return on assets
0.5%
Bottom 13% of $100M–1B peers · Ohio median 0.93%
Rank in Ohio
#88
of 157 banks

How Peoples First Savings Bank compares to Ohio peers

Capital ratio
Bottom 45% of $100M–1B peers
Peoples First
9.9%
Ohio median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 13% of $100M–1B peers
Peoples First
0.5%
Ohio median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Peoples First Savings Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (9.9% capital ratio)
  • Profitable (ROA 0.47%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Peoples First Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 502 W Pike St, Morrow, OH 45152
  • 225 Reading Rd, Mason, OH 45040

Are deposits at Peoples First Savings Bank insured?

Yes. Peoples First Savings Bank is an FDIC-insured bank (FDIC certificate #30688). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Peoples First Savings Bank: frequently asked questions

Is Peoples First Savings Bank a good bank?

Peoples First Savings Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (9.9% capital ratio); Profitable (ROA 0.47%).

Is Peoples First Savings Bank FDIC-insured?

Yes. Peoples First Savings Bank is a FDIC-insured bank (FDIC certificate #30688). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Peoples First Savings Bank?

Peoples First Savings Bank holds $102 million in total assets, ranking 88th of 157 banks we track in Ohio. It operates 2 branches.

Does Peoples First Savings Bank have CFPB complaints?

No CFPB complaints against Peoples First Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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