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The Corn City State Bank

Deshler, OH · Est. 1911 · Website ↗
B
Trust Grade
Strong
Score: 85/100

The Corn City State Bank is a bank based in Deshler, Ohio, established in 1911, with $107 million in total assets across 1 branch. By Trust Grade it ranks 140th of 157 banks we track in Ohio. Its capital ratio of 6.4% trails most similarly sized banks (4th percentile), versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 1.37% return on assets. No consumer complaints against The Corn City State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$106.8M
$100M–1B institution
Deposits
$90.8M
Branches
1
Capital ratio
6.4%
Bottom 4% of $100M–1B peers · Ohio median 10.3%
Return on assets
1.4%
Top 40% of $100M–1B peers · Ohio median 0.93%
Rank in Ohio
#140
of 157 banks

How The Corn City State Bank compares to Ohio peers

Capital ratio
Bottom 4% of $100M–1B peers
The Corn
6.4%
Ohio median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 40% of $100M–1B peers
The Corn
1.4%
Ohio median
0.9%
Higher ROA = more profitable relative to asset base

How we graded The Corn City State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
85/100
Customer experience
n/a
Overall
B · 85
  • Well-capitalized (6.4% capital ratio)
  • Strongly profitable (ROA 1.37%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Corn City State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 201 W Main St, Deshler, OH 43516

Are deposits at The Corn City State Bank insured?

Yes. The Corn City State Bank is an FDIC-insured bank (FDIC certificate #12980). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Corn City State Bank: frequently asked questions

Is The Corn City State Bank a good bank?

The Corn City State Bank earns a Bankzia Trust Grade of B (85/100, "Strong"), based on a financial-strength score of 85/100 (it has no CFPB complaints on record). Well-capitalized (6.4% capital ratio); Strongly profitable (ROA 1.37%).

Is The Corn City State Bank FDIC-insured?

Yes. The Corn City State Bank is a FDIC-insured bank (FDIC certificate #12980). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Corn City State Bank?

The Corn City State Bank holds $107 million in total assets, ranking 140th of 157 banks we track in Ohio. It operates 1 branch.

Does The Corn City State Bank have CFPB complaints?

No CFPB complaints against The Corn City State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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