Skip to main content
bank

Community Savings Bank

Bethel, OH · Est. 1889 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

Community Savings Bank is a bank based in Bethel, Ohio, established in 1889, with $111 million in total assets across 2 branches. By Trust Grade it ranks 89th of 157 banks we track in Ohio. Its capital ratio of 14.3% is stronger than 87% of similarly sized banks, versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 0.31% return on assets. No consumer complaints against Community Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$111.1M
$100M–1B institution
Deposits
$83.5M
Branches
2
Capital ratio
14.3%
Top 13% of $100M–1B peers · Ohio median 10.3%
Return on assets
0.3%
Bottom 8% of $100M–1B peers · Ohio median 0.93%
Rank in Ohio
#89
of 157 banks

How Community Savings Bank compares to Ohio peers

Capital ratio
Top 13% of $100M–1B peers
Community Savings
14.3%
Ohio median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 8% of $100M–1B peers
Community Savings
0.3%
Ohio median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Community Savings Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Strongly capitalized (14.3% capital ratio)
  • Profitable (ROA 0.31%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Community Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 503 W Plane St, Bethel, OH 45106
  • 355 Jefferson St, Greenfield, OH 45123

Are deposits at Community Savings Bank insured?

Yes. Community Savings Bank is an FDIC-insured bank (FDIC certificate #32286). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Community Savings Bank: frequently asked questions

Is Community Savings Bank a good bank?

Community Savings Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (14.3% capital ratio); Profitable (ROA 0.31%).

Is Community Savings Bank FDIC-insured?

Yes. Community Savings Bank is a FDIC-insured bank (FDIC certificate #32286). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Community Savings Bank?

Community Savings Bank holds $111 million in total assets, ranking 89th of 157 banks we track in Ohio. It operates 2 branches.

Does Community Savings Bank have CFPB complaints?

No CFPB complaints against Community Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

The Peoples Savings And Loan Company
bank · West Liberty, OH · $111M assets
First Mutual Bank, Fsb
bank · Belpre, OH · $110M assets
The Bank Of Magnolia Company
bank · Magnolia, OH · $110M assets
The National Bank Of Adams County Of West Union
bank · West Union, OH · $115M assets
The Corn City State Bank
bank · Deshler, OH · $107M assets
Spring Valley Bank
bank · Wyoming, OH · $116M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →