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National Cooperative Bank, N.A.

Hillsboro, OH · Est. 1988 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

National Cooperative Bank, N.A. is a bank based in Hillsboro, Ohio, established in 1988, with $4.1 billion in total assets across 1 branch. By Trust Grade it ranks 24th of 157 banks we track in Ohio. Its capital ratio of 11.2% is stronger than 65% of similarly sized banks, versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 1.39% return on assets. No consumer complaints against National Cooperative Bank, N.A. appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$4.1B
$1B–10B institution
Deposits
$3.5B
Branches
1
Capital ratio
11.2%
Top 35% of $1B–10B peers · Ohio median 10.3%
Return on assets
1.4%
Top 37% of $1B–10B peers · Ohio median 0.93%
Rank in Ohio
#24
of 157 banks

How National Cooperative Bank, N.A. compares to Ohio peers

Capital ratio
Top 35% of $1B–10B peers
National Cooperative
11.2%
Ohio median
10.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 37% of $1B–10B peers
National Cooperative
1.4%
Ohio median
0.9%
Higher ROA = more profitable relative to asset base

How we graded National Cooperative Bank, N.A.

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.2% capital ratio)
  • Strongly profitable (ROA 1.39%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for National Cooperative Bank, N.A. over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 139 S High St, Hillsboro, OH 45133

Are deposits at National Cooperative Bank, N.A. insured?

Yes. National Cooperative Bank, N.A. is an FDIC-insured bank (FDIC certificate #32612). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

National Cooperative Bank, N.A.: frequently asked questions

Is National Cooperative Bank, N.A. a good bank?

National Cooperative Bank, N.A. earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.2% capital ratio); Strongly profitable (ROA 1.39%).

Is National Cooperative Bank, N.A. FDIC-insured?

Yes. National Cooperative Bank, N.A. is a FDIC-insured bank (FDIC certificate #32612). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is National Cooperative Bank, N.A.?

National Cooperative Bank, N.A. holds $4.1 billion in total assets, ranking 24th of 157 banks we track in Ohio. It operates 1 branch.

Does National Cooperative Bank, N.A. have CFPB complaints?

No CFPB complaints against National Cooperative Bank, N.A. appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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