Union Savings Bank is a bank based in Cincinnati, Ohio, established in 1904, with $4.0 billion in total assets across 39 branches. By Trust Grade it ranks 22nd of 157 banks we track in Ohio. Its capital ratio of 10.1% trails most similarly sized banks (48th percentile), versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 2.24% return on assets. No consumer complaints against Union Savings Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Union Savings Bank compares to Ohio peers
How we graded Union Savings Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.1% capital ratio)
- Strongly profitable (ROA 2.24%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Union Savings Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (39)
- 6701 Hamilton Ave, Cincinnati, OH 45224
- 510 W Loveland Ave, Loveland, OH 45140
- 1320 Brice Rd, Reynoldsburg, OH 43068
- 6393 Glenway Ave., Western Hills, OH 45211
- 3030 Woodman Dr, Kettering, OH 45420
- 8320 Plainfield Rd, Cincinnati, OH 45236
- 5651 Far Hills Ave, Dayton, OH 45429
- 525 W National Rd, Englewood, OH 45322
- 1330 Morse Rd, Columbus, OH 43229
- 1225 Main St, Hamilton, OH 45013
- 1654 E Main St, Lancaster, OH 43130
- 2137 Beechmont Ave, Cincinnati, OH 45230
- 8805 Governors Hill Dr, Cincinnati, OH 45249
- 5881 E 82nd St, Indianapolis, IN 46250
- 721 Wessel Dr, Fairfield, OH 45014
- 843 Eastgate South Dr, Cincinnati, OH 45245
- 4090 Hoover Rd, Grove City, OH 43123
- 3250 Northwest Blvd, Upper Arlington, OH 43221
- 44 S State St, Westerville, OH 43081
- 2794 Colonel Glenn Hwy, Fairborn, OH 45324
- 2691 Madison Rd, Cincinnati, OH 45208
- 3550 W Dublin Granville Rd, Columbus, OH 43235
- 2237 S Curry Pike, Bloomington, IN 47403
- 14 S Weston Rd, Troy, OH 45373
- 1040 E 2nd St, Franklin, OH 45005
- 2655 Central Ave, Columbus, IN 47201
- 7615 Voice Of America Centre Dr, West Chester, OH 45069
- 1499 W Dupont Rd, Fort Wayne, IN 46825
- 7435 Kenwood Rd, Cincinnati, OH 45236
- 20 Prestige Plaza Dr, Miamisburg, OH 45342
- 91 Byrd Way, Greenwood, IN 46143
- 100 E Market St, Xenia, OH 45385
- 5556 William Flynn Hwy, Gibsonia, PA 15044
- 1614 Washington Rd, Pittsburgh, PA 15241
- 1160 Kemper Meadow Dr, Cincinnati, OH 45240
- 6400 Rockside Road, Cleveland, OH 44131
- 1240 N Bridge Street, Chillicothe, OH 45601
- 1050 Washington Ave, Washington Court House, OH 43160
- 11654 Pearl Street, Strongsville, OH 44136
Are deposits at Union Savings Bank insured?
Yes. Union Savings Bank is an FDIC-insured bank (FDIC certificate #32296). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Union Savings Bank: frequently asked questions
Is Union Savings Bank a good bank?
Union Savings Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.1% capital ratio); Strongly profitable (ROA 2.24%).
Is Union Savings Bank FDIC-insured?
Yes. Union Savings Bank is a FDIC-insured bank (FDIC certificate #32296). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Union Savings Bank?
Union Savings Bank holds $4.0 billion in total assets, ranking 22nd of 157 banks we track in Ohio. It operates 39 branches.
Does Union Savings Bank have CFPB complaints?
No CFPB complaints against Union Savings Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
