First Financial Bank is a bank based in Cincinnati, Ohio, established in 1863, with $22.7 billion in total assets across 165 branches. By Trust Grade it ranks 39th of 157 banks we track in Ohio. Its capital ratio of 13.0% is stronger than 76% of similarly sized banks, versus a Ohio median of 10.3%. It was profitable over the most recent period, with a 1.55% return on assets. No consumer complaints against First Financial Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Financial Bank compares to Ohio peers
How we graded First Financial Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (13.0% capital ratio)
- Strongly profitable (ROA 1.55%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Financial Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (165)
- 6301 Fairview Ave, Westmont, IL 60559
- 2000 W Court St, Kankakee, IL 60901
- 2611 Highway Ave, Highland, IN 46322
- 1 Marriott Dr, Lincolnshire, IL 60069
- 815 S Breiel Blvd, Middletown, OH 45044
- 300 N Main St, Middletown, OH 45042
- 125 E State St, Trenton, OH 45067
- 600 S Memorial Dr, New Castle, IN 47362
- 136 Thornton Rd, Hanover, IN 47243
- 1053 State Road 229, Batesville, IN 47006
- 202 N Main St, Delphos, OH 45833
- 1776 S Erie Hwy, Hamilton, OH 45011
- 4079 Hamilton Cleves Rd, Fairfield, OH 45014
- 5300 Pleasant Ave, Fairfield, OH 45014
- 7795 Tylersville Rd, West Chester, OH 45069
- 720 Nw Washington Blvd, Hamilton, OH 45013
- 6060 S Gilmore Rd, Fairfield, OH 45014
- 108 S Main St, Monroe, OH 45050
- 1163 S Shannon St, Van Wert, OH 45891
- 122 W Washington St, Greensburg, IN 47240
- Limaburg Road And Jones Circle, Burlington, KY 41005
- 2033 State St, Columbus, IN 47201
- 3950 W Jonathan Moore Pike, Columbus, IN 47201
- 707 Creekview Dr, Columbus, IN 47201
- 1850 Marketplace Blvd, Shelbyville, IN 46176
- 1901 N Lincoln St, Greensburg, IN 47240
- 751 City Center Dr, Carmel, IN 46032
- 117 S Jefferson St, Hartford City, IN 47348
- 417 Jefferson St, Madison, IN 47250
- 501 Clifty Dr, Madison, IN 47250
- 24004 Stateline Rd, Lawrenceburg, IN 47025
- 104 Linksway, Aurora, IN 47001
- 10425 Harrison Ave, Harrison, OH 45030
- 817 E Columbia St, Flora, IN 46929
- 7700 State Road 64, Georgetown, IN 47122
- 327 S Newton St, Goodland, IN 47948
- 201 N Main St, Paulding, OH 45879
- 102 W Main St, Hagerstown, IN 47346
- 5140 Main St, Downers Grove, IL 60515
- 2750 45th St, Highland, IN 46322
Are deposits at First Financial Bank insured?
Yes. First Financial Bank is an FDIC-insured bank (FDIC certificate #6600). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Financial Bank: frequently asked questions
Is First Financial Bank a good bank?
First Financial Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (13.0% capital ratio); Strongly profitable (ROA 1.55%).
Is First Financial Bank FDIC-insured?
Yes. First Financial Bank is a FDIC-insured bank (FDIC certificate #6600). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Financial Bank?
First Financial Bank holds $22.7 billion in total assets, ranking 39th of 157 banks we track in Ohio. It operates 165 branches.
Does First Financial Bank have CFPB complaints?
No CFPB complaints against First Financial Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
