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Choice Financial Group

Fargo, ND · Est. 1906 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Choice Financial Group is a bank based in Fargo, North Dakota, established in 1906, with $6.1 billion in total assets across 18 branches. By Trust Grade it ranks 19th of 60 banks we track in North Dakota. Its capital ratio of 11.4% is stronger than 70% of similarly sized banks, versus a North Dakota median of 9.5%. It was profitable over the most recent period, with a 1.29% return on assets. No consumer complaints against Choice Financial Group appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$6.1B
$1B–10B institution
Deposits
$5.0B
Branches
18
Capital ratio
11.4%
Top 30% of $1B–10B peers · North Dakota median 9.5%
Return on assets
1.3%
Top 44% of $1B–10B peers · North Dakota median 1.32%
Rank in North Dakota
#19
of 60 banks

How Choice Financial Group compares to North Dakota peers

Capital ratio
Top 30% of $1B–10B peers
Choice Financial
11.4%
North Dakota median
9.5%
Higher capital ratio = stronger financial cushion
Return on assets
Top 44% of $1B–10B peers
Choice Financial
1.3%
North Dakota median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Choice Financial Group

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.4% capital ratio)
  • Strongly profitable (ROA 1.29%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Choice Financial Group over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (18)

  • 210 Sheyenne St, West Fargo, ND 58078
  • 210 8th Ave, Langdon, ND 58249
  • 323 18th St W, Dickinson, ND 58601
  • 227 Main St N, Belfield, ND 58622
  • 83 Main St, Ellendale, ND 58436
  • 4470 W 78th Street Cir, Bloomington, MN 55435
  • 1697 S 42nd St, Grand Forks, ND 58201
  • 6210 Wayzata Blvd, Golden Valley, MN 55416
  • 119 S Main St, Lamoure, ND 58458
  • 645 Hill Ave, Grafton, ND 58237
  • 4501 S Washington St, Grand Forks, ND 58201
  • 2640 Eagan Woods Dr, Eagan, MN 55121
  • 407 12th St, Walhalla, ND 58282
  • 2100 County Road C W, Roseville, MN 55113
  • 4501 23rd Ave S, Fargo, ND 58104
  • 801 Main Ave, Moorhead, MN 56560
  • 1050 East Interstate Avenue, Bismarck, ND 58501
  • 115 E Broadway, Steele, ND 58482

Are deposits at Choice Financial Group insured?

Yes. Choice Financial Group is an FDIC-insured bank (FDIC certificate #9423). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Choice Financial Group: frequently asked questions

Is Choice Financial Group a good bank?

Choice Financial Group earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.4% capital ratio); Strongly profitable (ROA 1.29%).

Is Choice Financial Group FDIC-insured?

Yes. Choice Financial Group is a FDIC-insured bank (FDIC certificate #9423). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Choice Financial Group?

Choice Financial Group holds $6.1 billion in total assets, ranking 19th of 60 banks we track in North Dakota. It operates 18 branches.

Does Choice Financial Group have CFPB complaints?

No CFPB complaints against Choice Financial Group appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

First International Bank & Trust
bank · Watford City, ND · $6.0B assets
Alerus Financial, National Association
bank · Grand Forks, ND · $5.3B assets
Gate City Bank
bank · Fargo, ND · $4.0B assets
Bravera Bank
bank · Dickinson, ND · $3.9B assets
Western State Bank
bank · Devils Lake, ND · $2.6B assets
First Western Bank & Trust
bank · Minot, ND · $2.3B assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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