First Western Bank & Trust is a bank based in Minot, North Dakota, established in 1964, with $2.3 billion in total assets across 20 branches. By Trust Grade it ranks 24th of 60 banks we track in North Dakota. Its capital ratio of 10.9% is stronger than 61% of similarly sized banks, versus a North Dakota median of 9.5%. It was profitable over the most recent period, with a 0.93% return on assets. No consumer complaints against First Western Bank & Trust appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Western Bank & Trust compares to North Dakota peers
How we graded First Western Bank & Trust
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.9% capital ratio)
- Profitable (ROA 0.93%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Western Bank & Trust over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (20)
- 14084 Baxter Dr, Baxter, MN 56425
- 900 S Broadway, Minot, ND 58701
- 5411 Lakers Ln, Nisswa, MN 56468
- 228 Oak St N, Miltona, MN 56354
- 301 Main Ave, Carlos, MN 56319
- 35563 County Road 3, Crosslake, MN 56442
- 1550 Fairview Road North, Baxter, MN 56425
- 2200 15th St Sw, Minot, ND 58701
- 23964 Smiley Rd, Nisswa, MN 56468
- 100 Prairie Center Dr, Eden Prairie, MN 55344
- 4040 42nd St S, Fargo, ND 58104
- 3703 Lockport St, Bismarck, ND 58503
- 190 S 3rd Ave, Lismore, MN 56155
- 855 26th Ave E, West Fargo, ND 58078
- 2105 16th St Nw, Minot, ND 58703
- 304 E Front Ave, Bismarck, ND 58504
- 320 S Phillips Ave, Sioux Falls, SD 57104
- 1414 12th Ave N, Fargo, ND 58102
- 3313 Highway 29 S, Alexandria, MN 56308
- 3001 N Alma School Rd, Chandler, AZ 85224
Are deposits at First Western Bank & Trust insured?
Yes. First Western Bank & Trust is an FDIC-insured bank (FDIC certificate #19123). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Western Bank & Trust: frequently asked questions
Is First Western Bank & Trust a good bank?
First Western Bank & Trust earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (10.9% capital ratio); Profitable (ROA 0.93%).
Is First Western Bank & Trust FDIC-insured?
Yes. First Western Bank & Trust is a FDIC-insured bank (FDIC certificate #19123). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Western Bank & Trust?
First Western Bank & Trust holds $2.3 billion in total assets, ranking 24th of 60 banks we track in North Dakota. It operates 20 branches.
Does First Western Bank & Trust have CFPB complaints?
No CFPB complaints against First Western Bank & Trust appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
