Bell Bank is a bank based in Fargo, North Dakota, established in 1966, with $14.8 billion in total assets across 34 branches. By Trust Grade it ranks 25th of 60 banks we track in North Dakota. Its capital ratio of 9.8% trails most similarly sized banks (24th percentile), versus a North Dakota median of 9.5%. It was profitable over the most recent period, with a 0.96% return on assets. Consumers filed 2 complaints about Bell Financial Services with the CFPB — 0.1 per $1B in assets, a lower rate than 94% of peers.
How Bell Bank compares to North Dakota peers
How we graded Bell Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.8% capital ratio)
- Profitable (ROA 0.96%)
- 0.1 complaints per $1B in assets
Consumer complaints (CFPB)
2 complaints filed with the CFPB against Bell Financial Services — 0.1 per $1B in assets.
Branch locations (34)
- 520 Main Ave, Fargo, ND 58103
- 101 Center Ave E, Dilworth, MN 56529
- 2501 University Dr S, Fargo, ND 58103
- 2704 Broadway N, Fargo, ND 58102
- 520 Main Avenue, Fargo, ND 58103
- 1018 Hobart St, Hawley, MN 56549
- 2870 52nd Ave S, Fargo, ND 58104
- 5050 13th Ave S, Fargo, ND 58103
- 11 S Broadway, Pelican Rapids, MN 56572
- 1001 Broadway St, Alexandria, MN 56308
- 205 W Washington Ave, Fergus Falls, MN 56537
- 717 2nd Ave N, Wahpeton, ND 58075
- 5500 Wayzata Blvd, Golden Valley, MN 55416
- 5680 23rd Ave S Ste 101, Fargo, ND 58104
- 563 Bielenberg Dr, Woodbury, MN 55125
- 1333 8th St S, Moorhead, MN 56560
- 13999 60th St N, Stillwater, MN 55082
- 1850 E Northrop Blvd, Chandler, AZ 85286
- 15490 101st Ave N, Maple Grove, MN 55369
- 920 Lake Ave, Detroit Lakes, MN 56501
- 19810 Headwaters Blvd N, Forest Lake, MN 55025
- 2710 E Camelback Rd, Phoenix, AZ 85016
- 201 E Superior St, Duluth, MN 55802
- 320 32nd Ave W, West Fargo, ND 58078
- 40 S 7th St, Minneapolis, MN 55402
- 8349 W Bell Rd, Peoria, AZ 85382
- 3800 American Blvd W, Bloomington, MN 55431
- 6838 N 58th Drive, Glendale, AZ 85301
- 3501 W Arrowhead Rd, Duluth, MN 55811
- 3100 13th Ave S, Fargo, ND 58103
- 3683 S Val Vista Dr, Gilbert, AZ 85297
- 4303 S Columbia Rd., Grand Forks, ND 58201
- 172 S Academy Ave, Eagle, ID 83616
- 14091 Baxter Dr, Baxter, MN 56425
Are deposits at Bell Bank insured?
Yes. Bell Bank is an FDIC-insured bank (FDIC certificate #19581). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Bell Bank: frequently asked questions
Is Bell Bank a good bank?
Bell Bank earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 and a customer-experience score of 90.14/100. Strongly capitalized (9.8% capital ratio); Profitable (ROA 0.96%).
Is Bell Bank FDIC-insured?
Yes. Bell Bank is a FDIC-insured bank (FDIC certificate #19581). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Bell Bank?
Bell Bank holds $14.8 billion in total assets, ranking 25th of 60 banks we track in North Dakota. It operates 34 branches.
How many complaints does Bell Bank have?
Consumers filed 2 complaints about Bell Financial Services with the CFPB, or 0.1 per $1B in assets.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
