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Roxboro Savings Bank, Ssb

Roxboro, NC · Est. 1923 · Website ↗
A
Trust Grade
Excellent
Score: 97/100

Roxboro Savings Bank, Ssb is a bank based in Roxboro, North Carolina, established in 1923, with $358 million in total assets across 2 branches. By Trust Grade it ranks 12th of 38 banks we track in North Carolina. Its capital ratio of 16.9% is stronger than 94% of similarly sized banks, versus a North Carolina median of 11.6%. It was profitable over the most recent period, with a 0.92% return on assets. No consumer complaints against Roxboro Savings Bank, Ssb appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$358.5M
$100M–1B institution
Deposits
$289.8M
Branches
2
Capital ratio
16.9%
Top 6% of $100M–1B peers · North Carolina median 11.6%
Return on assets
0.9%
Bottom 32% of $100M–1B peers · North Carolina median 0.9%
Rank in North Carolina
#12
of 38 banks

How Roxboro Savings Bank, Ssb compares to North Carolina peers

Capital ratio
Top 6% of $100M–1B peers
Roxboro Savings
16.9%
North Carolina median
11.6%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 32% of $100M–1B peers
Roxboro Savings
0.9%
North Carolina median
0.9%
Higher ROA = more profitable relative to asset base

How we graded Roxboro Savings Bank, Ssb

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
97/100
Customer experience
n/a
Overall
A · 97
  • Strongly capitalized (16.9% capital ratio)
  • Profitable (ROA 0.92%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Roxboro Savings Bank, Ssb over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (2)

  • 5420 Durham Rd, Roxboro, NC 27574
  • 313 S Main St, Roxboro, NC 27573

Are deposits at Roxboro Savings Bank, Ssb insured?

Yes. Roxboro Savings Bank, Ssb is an FDIC-insured bank (FDIC certificate #28471). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Roxboro Savings Bank, Ssb: frequently asked questions

Is Roxboro Savings Bank, Ssb a good bank?

Roxboro Savings Bank, Ssb earns a Bankzia Trust Grade of A (97/100, "Excellent"), based on a financial-strength score of 97/100 (it has no CFPB complaints on record). Strongly capitalized (16.9% capital ratio); Profitable (ROA 0.92%).

Is Roxboro Savings Bank, Ssb FDIC-insured?

Yes. Roxboro Savings Bank, Ssb is a FDIC-insured bank (FDIC certificate #28471). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Roxboro Savings Bank, Ssb?

Roxboro Savings Bank, Ssb holds $358 million in total assets, ranking 12th of 38 banks we track in North Carolina. It operates 2 branches.

Does Roxboro Savings Bank, Ssb have CFPB complaints?

No CFPB complaints against Roxboro Savings Bank, Ssb appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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