First Federal Bank is a bank based in Dunn, North Carolina, established in 1958, with $272 million in total assets across 7 branches. By Trust Grade it ranks 36th of 38 banks we track in North Carolina. Its capital ratio of 6.6% trails most similarly sized banks (5th percentile), versus a North Carolina median of 11.6%. It was profitable over the most recent period, with a 0.19% return on assets. No consumer complaints against First Federal Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How First Federal Bank compares to North Carolina peers
How we graded First Federal Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Well-capitalized (6.6% capital ratio)
- Profitable (ROA 0.19%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for First Federal Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- 110 W Dupree St, Angier, NC 27501
- 540 E Jackson Blvd, Erwin, NC 28339
- 105 N Johnson St, Benson, NC 27504
- 603 N Judd Pkwy Ne, Fuquay Varina, NC 27526
- 442 E Main St, Clayton, NC 27520
- 200 E Divine St, Dunn, NC 28334
- 200 E Cumberland St, Dunn, NC 28334
Are deposits at First Federal Bank insured?
Yes. First Federal Bank is an FDIC-insured bank (FDIC certificate #31077). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
First Federal Bank: frequently asked questions
Is First Federal Bank a good bank?
First Federal Bank earns a Bankzia Trust Grade of C (79/100, "Average"), based on a financial-strength score of 79/100 (it has no CFPB complaints on record). Well-capitalized (6.6% capital ratio); Profitable (ROA 0.19%).
Is First Federal Bank FDIC-insured?
Yes. First Federal Bank is a FDIC-insured bank (FDIC certificate #31077). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is First Federal Bank?
First Federal Bank holds $272 million in total assets, ranking 36th of 38 banks we track in North Carolina. It operates 7 branches.
Does First Federal Bank have CFPB complaints?
No CFPB complaints against First Federal Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
