Massena Savings And Loan is a bank based in Massena, New York, established in 1924, with $201 million in total assets across 2 branches. By Trust Grade it ranks 12th of 118 banks we track in New York. Its capital ratio of 14.8% is stronger than 89% of similarly sized banks, versus a New York median of 10.4%. It was profitable over the most recent period, with a 0.99% return on assets. No consumer complaints against Massena Savings And Loan appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Massena Savings And Loan compares to New York peers
How we graded Massena Savings And Loan
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.8% capital ratio)
- Profitable (ROA 0.99%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Massena Savings And Loan over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (2)
- 255 Main St, Massena, NY 13662
- 155 Lincoln Ave, Waddington, NY 13694
Are deposits at Massena Savings And Loan insured?
Yes. Massena Savings And Loan is an FDIC-insured bank (FDIC certificate #30429). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Massena Savings And Loan: frequently asked questions
Is Massena Savings And Loan a good bank?
Massena Savings And Loan earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.8% capital ratio); Profitable (ROA 0.99%).
Is Massena Savings And Loan FDIC-insured?
Yes. Massena Savings And Loan is a FDIC-insured bank (FDIC certificate #30429). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Massena Savings And Loan?
Massena Savings And Loan holds $201 million in total assets, ranking 12th of 118 banks we track in New York. It operates 2 branches.
Does Massena Savings And Loan have CFPB complaints?
No CFPB complaints against Massena Savings And Loan appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
