Bank Of Richmondville is a bank based in Cobleskill, New York, established in 1893, with $193 million in total assets across 3 branches. By Trust Grade it ranks 60th of 118 banks we track in New York. Its capital ratio of 9.5% trails most similarly sized banks (38th percentile), versus a New York median of 10.4%. It was profitable over the most recent period, with a 0.59% return on assets. No consumer complaints against Bank Of Richmondville appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Bank Of Richmondville compares to New York peers
How we graded Bank Of Richmondville
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (9.5% capital ratio)
- Profitable (ROA 0.59%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Bank Of Richmondville over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (3)
- 857 E Main St, Cobleskill, NY 12043
- 428 Main St, Schoharie, NY 12157
- 857 E Main St, Cobleskill, NY 12043
Are deposits at Bank Of Richmondville insured?
Yes. Bank Of Richmondville is an FDIC-insured bank (FDIC certificate #12956). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Bank Of Richmondville: frequently asked questions
Is Bank Of Richmondville a good bank?
Bank Of Richmondville earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Strongly capitalized (9.5% capital ratio); Profitable (ROA 0.59%).
Is Bank Of Richmondville FDIC-insured?
Yes. Bank Of Richmondville is a FDIC-insured bank (FDIC certificate #12956). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Bank Of Richmondville?
Bank Of Richmondville holds $193 million in total assets, ranking 60th of 118 banks we track in New York. It operates 3 branches.
Does Bank Of Richmondville have CFPB complaints?
No CFPB complaints against Bank Of Richmondville appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
