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First New Mexico Bank Of Silver City

Silver City, NM · Est. 1984 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

First New Mexico Bank Of Silver City is a bank based in Silver City, New Mexico, established in 1984, with $144 million in total assets across 4 branches. By Trust Grade it ranks 7th of 29 banks we track in New Mexico. Its capital ratio of 14.2% is stronger than 86% of similarly sized banks, versus a New Mexico median of 9.8%. It was profitable over the most recent period, with a 1.95% return on assets. No consumer complaints against First New Mexico Bank Of Silver City appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$143.8M
$100M–1B institution
Deposits
$120.6M
Branches
4
Capital ratio
14.2%
Top 14% of $100M–1B peers · New Mexico median 9.8%
Return on assets
2.0%
Top 14% of $100M–1B peers · New Mexico median 1.95%
Rank in New Mexico
#7
of 29 banks

How First New Mexico Bank Of Silver City compares to New Mexico peers

Capital ratio
Top 14% of $100M–1B peers
First New
14.2%
New Mexico median
9.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 14% of $100M–1B peers
First New
2.0%
New Mexico median
1.9%
Higher ROA = more profitable relative to asset base

How we graded First New Mexico Bank Of Silver City

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (14.2% capital ratio)
  • Strongly profitable (ROA 1.95%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for First New Mexico Bank Of Silver City over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 1928 Highway 180 E, Silver City, NM 88061
  • 1100 N Hudson St, Silver City, NM 88061
  • 6729 Academy Rd Ne, Albuquerque, NM 87109
  • 260 Courthouse Rd Se, Los Lunas, NM 87031

Are deposits at First New Mexico Bank Of Silver City insured?

Yes. First New Mexico Bank Of Silver City is an FDIC-insured bank (FDIC certificate #24865). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

First New Mexico Bank Of Silver City: frequently asked questions

Is First New Mexico Bank Of Silver City a good bank?

First New Mexico Bank Of Silver City earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.2% capital ratio); Strongly profitable (ROA 1.95%).

Is First New Mexico Bank Of Silver City FDIC-insured?

Yes. First New Mexico Bank Of Silver City is a FDIC-insured bank (FDIC certificate #24865). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is First New Mexico Bank Of Silver City?

First New Mexico Bank Of Silver City holds $144 million in total assets, ranking 7th of 29 banks we track in New Mexico. It operates 4 branches.

Does First New Mexico Bank Of Silver City have CFPB complaints?

No CFPB complaints against First New Mexico Bank Of Silver City appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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