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Main Bank

Albuquerque, NM · Est. 1975 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

Main Bank is a bank based in Albuquerque, New Mexico, established in 1975, with $254 million in total assets across 1 branch. By Trust Grade it ranks 4th of 29 banks we track in New Mexico. Its capital ratio of 11.2% is stronger than 65% of similarly sized banks, versus a New Mexico median of 9.8%. It was profitable over the most recent period, with a 2.01% return on assets. No consumer complaints against Main Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$254.2M
$100M–1B institution
Deposits
$221.1M
Branches
1
Capital ratio
11.2%
Top 35% of $100M–1B peers · New Mexico median 9.8%
Return on assets
2.0%
Top 12% of $100M–1B peers · New Mexico median 1.95%
Rank in New Mexico
#4
of 29 banks

How Main Bank compares to New Mexico peers

Capital ratio
Top 35% of $100M–1B peers
Main Bank
11.2%
New Mexico median
9.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 12% of $100M–1B peers
Main Bank
2.0%
New Mexico median
1.9%
Higher ROA = more profitable relative to asset base

How we graded Main Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (11.2% capital ratio)
  • Strongly profitable (ROA 2.01%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Main Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (1)

  • 7300 Menaul Blvd Ne, Albuquerque, NM 87110

Are deposits at Main Bank insured?

Yes. Main Bank is an FDIC-insured bank (FDIC certificate #22086). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Main Bank: frequently asked questions

Is Main Bank a good bank?

Main Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (11.2% capital ratio); Strongly profitable (ROA 2.01%).

Is Main Bank FDIC-insured?

Yes. Main Bank is a FDIC-insured bank (FDIC certificate #22086). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Main Bank?

Main Bank holds $254 million in total assets, ranking 4th of 29 banks we track in New Mexico. It operates 1 branch.

Does Main Bank have CFPB complaints?

No CFPB complaints against Main Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Western Bank
bank · Artesia, NM · $319M assets
First State Bank
bank · Socorro, NM · $186M assets
Western Bank
bank · Lordsburg, NM · $329M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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