Oceanfirst Bank, National Association is a bank based in Toms River, New Jersey, established in 1902, with $14.5 billion in total assets across 72 branches. By Trust Grade it ranks 33rd of 50 banks we track in New Jersey. Its capital ratio of 12.2% is stronger than 63% of similarly sized banks, versus a New Jersey median of 11.3%. It was profitable over the most recent period, with a 0.72% return on assets. Consumers filed 38 complaints about OCEANFIRST FINANCIAL CORP. with the CFPB — 2.6 per $1B in assets, a lower rate than 69% of peers.
How Oceanfirst Bank, National Association compares to New Jersey peers
How we graded Oceanfirst Bank, National Association
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (12.2% capital ratio)
- Profitable (ROA 0.72%)
- 2.6 complaints per $1B in assets
Consumer complaints (CFPB)
38 complaints filed with the CFPB against OCEANFIRST FINANCIAL CORP. — 2.6 per $1B in assets.
Branch locations (72)
- 303 Village Center Dr, Logan Township, NJ 08085
- 411 Route 33, Trenton, NJ 08619
- 597 Route 38 W, Maple Shade, NJ 08052
- 1801 Atlantic Avenue, Atlantic City, NJ 08401
- 12th Street And First Road, Hammonton, NJ 08037
- 697-B Hillside Avenue, New Hyde Park, NY 11040
- 583 W 235th St, Bronx, NY 10463
- 4349 Katonah Ave, Bronx, NY 10470
- 80 Garth Rd, Scarsdale, NY 10583
- 2400 Bridge Ave, Point Pleasant, NJ 08742
- 70 Brick Blvd, Brick, NJ 08723
- 55 Bananier Dr, Toms River, NJ 08755
- 900 Lacey Rd, Forked River, NJ 08731
- 321 Chambers Bridge Rd, Brick, NJ 08723
- 147 Route 70, Toms River, NJ 08755
- 217 Jackson St, Cape May, NJ 08204
- 6114 Springfield Blvd, Bayside, NY 11364
- 7102 3rd Ave, Brooklyn, NY 11209
- 1107 High St N, Millville, NJ 08332
- 7806 Ventnor Ave, Margate City, NJ 08402
- 3003 Fire Road, Egg Harbor Township, NJ 08234
- 1402 Avenue J, Brooklyn, NY 11230
- 1777 New Rd, Linwood, NJ 08221
- 267 Main St, Matawan, NJ 07747
- 2445 Route 34, Manasquan, NJ 08736
- 656 Shrewsbury Ave, Tinton Falls, NJ 07701
- 357 Highway 36, Port Monmouth, NJ 07758
- 655 3rd Ave Fl 9, New York, NY 10017
- 975 Hooper Ave, Toms River, NJ 08753
- 907 Route 9 S, Cape May Court House, NJ 08210
- 1001 Asbury Ave, Ocean City, NJ 08226
- 175 S Main Rd, Vineland, NJ 08360
- 260e Rxr Plz, Uniondale, NY 11556
- 1707 Veterans Hwy, Islandia, NY 11749
- 4443 Kissena Blvd, Flushing, NY 11355
- 3116 30th Ave, Astoria, NY 11102
- 21303 Northern Blvd, Bayside, NY 11361
- 225 Park Ave S, New York, NY 10003
- 1044 William Floyd Pkwy, Shirley, NY 11967
- 308 W Main St, Freehold, NJ 07728
Are deposits at Oceanfirst Bank, National Association insured?
Yes. Oceanfirst Bank, National Association is an FDIC-insured bank (FDIC certificate #28359). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Oceanfirst Bank, National Association: frequently asked questions
Is Oceanfirst Bank, National Association a good bank?
Oceanfirst Bank, National Association earns a Bankzia Trust Grade of A (91/100, "Excellent"), based on a financial-strength score of 96/100 and a customer-experience score of 81.77157894736843/100. Strongly capitalized (12.2% capital ratio); Profitable (ROA 0.72%).
Is Oceanfirst Bank, National Association FDIC-insured?
Yes. Oceanfirst Bank, National Association is a FDIC-insured bank (FDIC certificate #28359). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Oceanfirst Bank, National Association?
Oceanfirst Bank, National Association holds $14.5 billion in total assets, ranking 33rd of 50 banks we track in New Jersey. It operates 72 branches.
How many complaints does Oceanfirst Bank, National Association have?
Consumers filed 38 complaints about OCEANFIRST FINANCIAL CORP. with the CFPB, or 2.6 per $1B in assets. 100% were answered on time. 13% closed with relief to the consumer.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
