Skip to main content
bank

Columbia Bank

Fair Lawn, NJ · Est. 1926 · Website ↗
A
Trust Grade
Excellent
Score: 94/100

Columbia Bank is a bank based in Fair Lawn, New Jersey, established in 1926, with $11.0 billion in total assets across 69 branches. By Trust Grade it ranks 20th of 50 banks we track in New Jersey. Its capital ratio of 10.1% trails most similarly sized banks (28th percentile), versus a New Jersey median of 11.3%. It was profitable over the most recent period, with a 0.54% return on assets. No consumer complaints against Columbia Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$11.0B
$10B–100B institution
Deposits
$8.5B
Branches
69
Capital ratio
10.1%
Bottom 28% of $10B–100B peers · New Jersey median 11.3%
Return on assets
0.5%
Bottom 7% of $10B–100B peers · New Jersey median 0.67%
Rank in New Jersey
#20
of 50 banks

How Columbia Bank compares to New Jersey peers

Capital ratio
Bottom 28% of $10B–100B peers
Columbia Bank
10.1%
New Jersey median
11.3%
Higher capital ratio = stronger financial cushion
Return on assets
Bottom 7% of $10B–100B peers
Columbia Bank
0.5%
New Jersey median
0.7%
Higher ROA = more profitable relative to asset base

How we graded Columbia Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Strongly capitalized (10.1% capital ratio)
  • Profitable (ROA 0.54%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Columbia Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (69)

  • 64 Franklin Tpke, Waldwick, NJ 07463
  • 24-02 Fair Lawn Ave, Fair Lawn, NJ 07410
  • 14-01 River Rd, Fair Lawn, NJ 07410
  • 102 E Route 4, Paramus, NJ 07652
  • 413 Wanaque Ave, Pompton Lakes, NJ 07442
  • 543 Newark Pompton Tpke, Pompton Plains, NJ 07444
  • 122 Berdan Ave, Wayne, NJ 07470
  • 5-22 Saddle River Rd, Fair Lawn, NJ 07410
  • 803 Route 17 South, Paramus, NJ 07652
  • 1460 Clements Bridge Rd, Deptford, NJ 08096
  • 407 Hurffville Crosskeys Rd, Sewell, NJ 08080
  • 900 White Horse Rd, Voorhees, NJ 08043
  • 253 E Main St, Maple Shade, NJ 08052
  • 99 Ramblewood Pkwy, Mount Laurel, NJ 08054
  • 1100 Raritan Rd, Clark, NJ 07066
  • 133 Us Highway 9, Englishtown, NJ 07726
  • 800 Inman Ave, Colonia, NJ 07067
  • 1127 State Route 35, Middletown, NJ 07748
  • 604 Amboy Ave, Woodbridge, NJ 07095
  • 1501 Union Valley Rd, West Milford, NJ 07480
  • 620 Oak Tree Ave, South Plainfield, NJ 07080
  • 2988 Route 516, Old Bridge, NJ 08857
  • 3649 Route 9, Freehold, NJ 07728
  • 630 Godwin Ave, Midland Park, NJ 07432
  • 389 Route 18, East Brunswick, NJ 08816
  • 303 Franklin Ave, Wyckoff, NJ 07481
  • 245 Talmadge Rd, Edison, NJ 08817
  • 300 Kakeout Rd, Kinnelon, NJ 07405
  • 1027 Pompton Ave, Cedar Grove, NJ 07009
  • 1154 Highway 34, Aberdeen, NJ 07747
  • 249 Newark Pompton Tpke, Pequannock, NJ 07440
  • 235 Chestnut St, Roselle, NJ 07203
  • 701 N Wood Ave, Linden, NJ 07036
  • 19-01 Route 208, Fair Lawn, NJ 07410
  • 2401 Saint Georges Ave, Rahway, NJ 07065
  • 68 W Main St, Freehold, NJ 07728
  • 14 Morristown Rd, Bernardsville, NJ 07924
  • 25-00 Broadway, Fair Lawn, NJ 07410
  • 381 Market St, Saddle Brook, NJ 07663
  • 60 S Broad St, Ridgewood, NJ 07450

Are deposits at Columbia Bank insured?

Yes. Columbia Bank is an FDIC-insured bank (FDIC certificate #28834). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Columbia Bank: frequently asked questions

Is Columbia Bank a good bank?

Columbia Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Strongly capitalized (10.1% capital ratio); Profitable (ROA 0.54%).

Is Columbia Bank FDIC-insured?

Yes. Columbia Bank is a FDIC-insured bank (FDIC certificate #28834). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Columbia Bank?

Columbia Bank holds $11.0 billion in total assets, ranking 20th of 50 banks we track in New Jersey. It operates 69 branches.

Does Columbia Bank have CFPB complaints?

No CFPB complaints against Columbia Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

Cross River Bank
bank · Fort Lee, NJ · $8.7B assets
Connectone Bank
bank · Englewood Cliffs, NJ · $14.2B assets
Peapack Private Bank & Trust
bank · Bedminster, NJ · $7.7B assets
Kearny Bank
bank · Kearny, NJ · $7.6B assets
Oceanfirst Bank, National Association
bank · Toms River, NJ · $14.5B assets · 38 complaints
Spencer Savings Bank, Sla
bank · Elmwood Park, NJ · $4.0B assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

From the Blog

View all guides →