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The Pennsville National Bank

Pennsville, NJ · Est. 1969 · Website ↗
A
Trust Grade
Excellent
Score: 96/100

The Pennsville National Bank is a bank based in Pennsville, New Jersey, established in 1969, with $290 million in total assets across 5 branches. By Trust Grade it ranks 14th of 50 banks we track in New Jersey. Its capital ratio of 9.5% trails most similarly sized banks (39th percentile), versus a New Jersey median of 11.3%. It was profitable over the most recent period, with a 1.40% return on assets. No consumer complaints against The Pennsville National Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$289.7M
$100M–1B institution
Deposits
$260.4M
Branches
5
Capital ratio
9.5%
Bottom 39% of $100M–1B peers · New Jersey median 11.3%
Return on assets
1.4%
Top 38% of $100M–1B peers · New Jersey median 0.67%
Rank in New Jersey
#14
of 50 banks

How The Pennsville National Bank compares to New Jersey peers

Capital ratio
Bottom 39% of $100M–1B peers
The Pennsville
9.5%
New Jersey median
11.3%
Higher capital ratio = stronger financial cushion
Return on assets
Top 38% of $100M–1B peers
The Pennsville
1.4%
New Jersey median
0.7%
Higher ROA = more profitable relative to asset base

How we graded The Pennsville National Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
96/100
Customer experience
n/a
Overall
A · 96
  • Strongly capitalized (9.5% capital ratio)
  • Strongly profitable (ROA 1.40%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for The Pennsville National Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 170 S Broadway, Pennsville, NJ 08070
  • 91 S Virginia Ave, Carneys Point, NJ 08069
  • 435 Chestnut St, Elmer, NJ 08318
  • 1 W Mill St, Pedricktown, NJ 08067
  • 125 East Ave, Woodstown, NJ 08098

Are deposits at The Pennsville National Bank insured?

Yes. The Pennsville National Bank is an FDIC-insured bank (FDIC certificate #19978). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

The Pennsville National Bank: frequently asked questions

Is The Pennsville National Bank a good bank?

The Pennsville National Bank earns a Bankzia Trust Grade of A (96/100, "Excellent"), based on a financial-strength score of 96/100 (it has no CFPB complaints on record). Strongly capitalized (9.5% capital ratio); Strongly profitable (ROA 1.40%).

Is The Pennsville National Bank FDIC-insured?

Yes. The Pennsville National Bank is a FDIC-insured bank (FDIC certificate #19978). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is The Pennsville National Bank?

The Pennsville National Bank holds $290 million in total assets, ranking 14th of 50 banks we track in New Jersey. It operates 5 branches.

Does The Pennsville National Bank have CFPB complaints?

No CFPB complaints against The Pennsville National Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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