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York State Bank

York, NE · Est. 1943 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

York State Bank is a bank based in York, Nebraska, established in 1943, with $204 million in total assets across 4 branches. By Trust Grade it ranks 24th of 139 banks we track in Nebraska. Its capital ratio of 15.3% is stronger than 91% of similarly sized banks, versus a Nebraska median of 10.8%. It was profitable over the most recent period, with a 2.19% return on assets. No consumer complaints against York State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$204.2M
$100M–1B institution
Deposits
$171.9M
Branches
4
Capital ratio
15.3%
Top 9% of $100M–1B peers · Nebraska median 10.8%
Return on assets
2.2%
Top 9% of $100M–1B peers · Nebraska median 1.3%
Rank in Nebraska
#24
of 139 banks

How York State Bank compares to Nebraska peers

Capital ratio
Top 9% of $100M–1B peers
York State
15.3%
Nebraska median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 9% of $100M–1B peers
York State
2.2%
Nebraska median
1.3%
Higher ROA = more profitable relative to asset base

How we graded York State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (15.3% capital ratio)
  • Strongly profitable (ROA 2.19%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for York State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (4)

  • 700 N Lincoln Ave, York, NE 68467
  • 405 Elm St, Gresham, NE 68367
  • 1022 G St, Geneva, NE 68361
  • 729 Lincoln Avenue, York, NE 68467

Are deposits at York State Bank insured?

Yes. York State Bank is an FDIC-insured bank (FDIC certificate #16079). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

York State Bank: frequently asked questions

Is York State Bank a good bank?

York State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.3% capital ratio); Strongly profitable (ROA 2.19%).

Is York State Bank FDIC-insured?

Yes. York State Bank is a FDIC-insured bank (FDIC certificate #16079). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is York State Bank?

York State Bank holds $204 million in total assets, ranking 24th of 139 banks we track in Nebraska. It operates 4 branches.

Does York State Bank have CFPB complaints?

No CFPB complaints against York State Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

First State Bank
bank · Farnam, NE · $202M assets
Foundation One Bank
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Minden Exchange Bank & Trust Company
bank · Minden, NE · $199M assets
Farmers And Merchants Bank
bank · Milligan, NE · $212M assets
United Republic Bank
bank · Elkhorn, NE · $192M assets
South Central State Bank
bank · Campbell, NE · $188M assets

Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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