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South Central State Bank

Campbell, NE · Est. 1948 · Website ↗
A
Trust Grade
Excellent
Score: 98/100

South Central State Bank is a bank based in Campbell, Nebraska, established in 1948, with $188 million in total assets across 5 branches. By Trust Grade it ranks 29th of 139 banks we track in Nebraska. Its capital ratio of 15.1% is stronger than 90% of similarly sized banks, versus a Nebraska median of 10.8%. It was profitable over the most recent period, with a 2.38% return on assets. No consumer complaints against South Central State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$187.9M
$100M–1B institution
Deposits
$156.8M
Branches
5
Capital ratio
15.1%
Top 10% of $100M–1B peers · Nebraska median 10.8%
Return on assets
2.4%
Top 6% of $100M–1B peers · Nebraska median 1.3%
Rank in Nebraska
#29
of 139 banks

How South Central State Bank compares to Nebraska peers

Capital ratio
Top 10% of $100M–1B peers
South Central
15.1%
Nebraska median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 6% of $100M–1B peers
South Central
2.4%
Nebraska median
1.3%
Higher ROA = more profitable relative to asset base

How we graded South Central State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
98/100
Customer experience
n/a
Overall
A · 98
  • Strongly capitalized (15.1% capital ratio)
  • Strongly profitable (ROA 2.38%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for South Central State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (5)

  • 673 Broad St, Campbell, NE 68932
  • 600 15th Ave, Franklin, NE 68939
  • 335 Ogden St, Oxford, NE 68967
  • 642 N Webster St, Red Cloud, NE 68970
  • 101 S Willson St, Blue Hill, NE 68930

Are deposits at South Central State Bank insured?

Yes. South Central State Bank is an FDIC-insured bank (FDIC certificate #16707). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

South Central State Bank: frequently asked questions

Is South Central State Bank a good bank?

South Central State Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (15.1% capital ratio); Strongly profitable (ROA 2.38%).

Is South Central State Bank FDIC-insured?

Yes. South Central State Bank is a FDIC-insured bank (FDIC certificate #16707). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is South Central State Bank?

South Central State Bank holds $188 million in total assets, ranking 29th of 139 banks we track in Nebraska. It operates 5 branches.

Does South Central State Bank have CFPB complaints?

No CFPB complaints against South Central State Bank appear in our data over the analysis window, which is typical for a bank of this size.

Similar Banks

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Foundation One Bank
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Brunswick State Bank
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First State Bank
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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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