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Charter West Bank

West Point, NE · Est. 1985 · Website ↗
A
Trust Grade
Excellent
Score: 93/100

Charter West Bank is a bank based in West Point, Nebraska, established in 1985, with $532 million in total assets across 6 branches. By Trust Grade it ranks 112th of 139 banks we track in Nebraska. Its capital ratio of 8.8% trails most similarly sized banks (26th percentile), versus a Nebraska median of 10.8%. It was profitable over the most recent period, with a 1.25% return on assets. No consumer complaints against Charter West Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$531.5M
$100M–1B institution
Deposits
$472.9M
Branches
6
Capital ratio
8.8%
Bottom 26% of $100M–1B peers · Nebraska median 10.8%
Return on assets
1.2%
Top 47% of $100M–1B peers · Nebraska median 1.3%
Rank in Nebraska
#112
of 139 banks

How Charter West Bank compares to Nebraska peers

Capital ratio
Bottom 26% of $100M–1B peers
Charter West
8.8%
Nebraska median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 47% of $100M–1B peers
Charter West
1.2%
Nebraska median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Charter West Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
93/100
Customer experience
n/a
Overall
A · 93
  • Well-capitalized (8.8% capital ratio)
  • Strongly profitable (ROA 1.25%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Charter West Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (6)

  • 308 Main St, Walthill, NE 68067
  • 201 S Main St, West Point, NE 68788
  • 610 4th Street, Pender, NE 68047
  • 20041 Manderson St, Elkhorn, NE 68022
  • 7404 Olson Dr, Papillion, NE 68046
  • 5251 S 24th Street, Omaha, NE 68107

Are deposits at Charter West Bank insured?

Yes. Charter West Bank is an FDIC-insured bank (FDIC certificate #26185). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Charter West Bank: frequently asked questions

Is Charter West Bank a good bank?

Charter West Bank earns a Bankzia Trust Grade of A (93/100, "Excellent"), based on a financial-strength score of 93/100 (it has no CFPB complaints on record). Well-capitalized (8.8% capital ratio); Strongly profitable (ROA 1.25%).

Is Charter West Bank FDIC-insured?

Yes. Charter West Bank is a FDIC-insured bank (FDIC certificate #26185). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Charter West Bank?

Charter West Bank holds $532 million in total assets, ranking 112th of 139 banks we track in Nebraska. It operates 6 branches.

Does Charter West Bank have CFPB complaints?

No CFPB complaints against Charter West Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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