Horizon Bank is a bank based in Waverly, Nebraska, established in 1907, with $539 million in total assets across 5 branches. By Trust Grade it ranks 15th of 139 banks we track in Nebraska. Its capital ratio of 14.9% is stronger than 89% of similarly sized banks, versus a Nebraska median of 10.8%. It was profitable over the most recent period, with a 2.87% return on assets. No consumer complaints against Horizon Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Horizon Bank compares to Nebraska peers
How we graded Horizon Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (14.9% capital ratio)
- Strongly profitable (ROA 2.87%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Horizon Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (5)
- 600 Main St, Springfield, NE 68059
- 10440 N 140th St, Waverly, NE 68462
- 312 W 1st St, Mccook, NE 69001
- 328 N Central Ave, Superior, NE 68978
- 10841 N 142nd St, Waverly, NE 68462
Are deposits at Horizon Bank insured?
Yes. Horizon Bank is an FDIC-insured bank (FDIC certificate #14327). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Horizon Bank: frequently asked questions
Is Horizon Bank a good bank?
Horizon Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (14.9% capital ratio); Strongly profitable (ROA 2.87%).
Is Horizon Bank FDIC-insured?
Yes. Horizon Bank is a FDIC-insured bank (FDIC certificate #14327). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Horizon Bank?
Horizon Bank holds $539 million in total assets, ranking 15th of 139 banks we track in Nebraska. It operates 5 branches.
Does Horizon Bank have CFPB complaints?
No CFPB complaints against Horizon Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
