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Sandhills State Bank

North Platte, NE · Est. 1902 · Website ↗
A
Trust Grade
Excellent
Score: 94/100

Sandhills State Bank is a bank based in North Platte, Nebraska, established in 1902, with $375 million in total assets across 10 branches. By Trust Grade it ranks 106th of 139 banks we track in Nebraska. Its capital ratio of 8.9% trails most similarly sized banks (28th percentile), versus a Nebraska median of 10.8%. It was profitable over the most recent period, with a 1.56% return on assets. No consumer complaints against Sandhills State Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.

Total assets
$374.8M
$100M–1B institution
Deposits
$339.9M
Branches
10
Capital ratio
8.9%
Bottom 28% of $100M–1B peers · Nebraska median 10.8%
Return on assets
1.6%
Top 29% of $100M–1B peers · Nebraska median 1.3%
Rank in Nebraska
#106
of 139 banks

How Sandhills State Bank compares to Nebraska peers

Capital ratio
Bottom 28% of $100M–1B peers
Sandhills State
8.9%
Nebraska median
10.8%
Higher capital ratio = stronger financial cushion
Return on assets
Top 29% of $100M–1B peers
Sandhills State
1.6%
Nebraska median
1.3%
Higher ROA = more profitable relative to asset base

How we graded Sandhills State Bank

The Trust Grade blends financial strength with complaint history. Full methodology →

Financial strength
94/100
Customer experience
n/a
Overall
A · 94
  • Well-capitalized (8.9% capital ratio)
  • Strongly profitable (ROA 1.56%)
  • No CFPB complaints on record

Consumer complaints (CFPB)

No CFPB complaints are on file for Sandhills State Bank over the analysis window. For a smaller institution this is common and counts in its favor.

Branch locations (10)

  • 302 Fir St, Arthur, NE 69121
  • 225 Central Ave, Grant, NE 69140
  • 113 S Main Ave, Hyannis, NE 69350
  • 132 N Main St, Valentine, NE 69201
  • 201 Main St, Harrison, NE 69346
  • 420 Box Butte Ave, Alliance, NE 69301
  • 605 E 1st St, Ogallala, NE 69153
  • 202 Clark Street, Bassett, NE 68714
  • 202 N Tecumseh, Wauneta, NE 69045
  • 203 S Dewey St, North Platte, NE 69101

Are deposits at Sandhills State Bank insured?

Yes. Sandhills State Bank is an FDIC-insured bank (FDIC certificate #13892). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.

Sandhills State Bank: frequently asked questions

Is Sandhills State Bank a good bank?

Sandhills State Bank earns a Bankzia Trust Grade of A (94/100, "Excellent"), based on a financial-strength score of 94/100 (it has no CFPB complaints on record). Well-capitalized (8.9% capital ratio); Strongly profitable (ROA 1.56%).

Is Sandhills State Bank FDIC-insured?

Yes. Sandhills State Bank is a FDIC-insured bank (FDIC certificate #13892). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.

How big is Sandhills State Bank?

Sandhills State Bank holds $375 million in total assets, ranking 106th of 139 banks we track in Nebraska. It operates 10 branches.

Does Sandhills State Bank have CFPB complaints?

No CFPB complaints against Sandhills State Bank appear in our data over the analysis window, which is typical for a bank of this size.

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Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.

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