Banner Capital Bank is a bank based in Harrisburg, Nebraska, established in 1964, with $369 million in total assets across 7 branches. By Trust Grade it ranks 37th of 139 banks we track in Nebraska. Its capital ratio of 10.8% is stronger than 61% of similarly sized banks, versus a Nebraska median of 10.8%. It was profitable over the most recent period, with a 1.65% return on assets. No consumer complaints against Banner Capital Bank appear in the CFPB database over our analysis window — common for an institution of this size and a point in its favor.
How Banner Capital Bank compares to Nebraska peers
How we graded Banner Capital Bank
The Trust Grade blends financial strength with complaint history. Full methodology →
- Strongly capitalized (10.8% capital ratio)
- Strongly profitable (ROA 1.65%)
- No CFPB complaints on record
Consumer complaints (CFPB)
No CFPB complaints are on file for Banner Capital Bank over the analysis window. For a smaller institution this is common and counts in its favor.
Branch locations (7)
- 17 N Wyoming, Guernsey, WY 82214
- 205 State St, Harrisburg, NE 69345
- 4007 Greenway St, Cheyenne, WY 82001
- 14 Jewell St, Alma, NE 68920
- 445 S Main St, Lusk, WY 82225
- 209 S Washington St, Kimball, NE 69145
- 401 9th St, Beaver City, NE 68926
Are deposits at Banner Capital Bank insured?
Yes. Banner Capital Bank is an FDIC-insured bank (FDIC certificate #19274). Deposits are federally insured up to $250,000per depositor, per ownership category — regardless of this institution's Trust Grade. The grade reflects financial strength and complaint history for comparison, not the safety of insured deposits.
Banner Capital Bank: frequently asked questions
Is Banner Capital Bank a good bank?
Banner Capital Bank earns a Bankzia Trust Grade of A (98/100, "Excellent"), based on a financial-strength score of 98/100 (it has no CFPB complaints on record). Strongly capitalized (10.8% capital ratio); Strongly profitable (ROA 1.65%).
Is Banner Capital Bank FDIC-insured?
Yes. Banner Capital Bank is a FDIC-insured bank (FDIC certificate #19274). Deposits are protected up to the standard FDIC limit of $250,000 per depositor, per ownership category.
How big is Banner Capital Bank?
Banner Capital Bank holds $369 million in total assets, ranking 37th of 139 banks we track in Nebraska. It operates 7 branches.
Does Banner Capital Bank have CFPB complaints?
No CFPB complaints against Banner Capital Bank appear in our data over the analysis window, which is typical for a bank of this size.
Similar Banks
Financial data from FDIC call reports; complaint data from the CFPB Consumer Complaint Database. Bankzia is an independent resource and is not affiliated with any government agency or financial institution. Figures are for general information, not financial advice.
